an analysis of their investment universe

... Ph.D Assistant Professor of Economics Date Amy Phelps, Ph.D Assistant Professor of Quantitative Sciences Date RETIREES AND HEALTH INSURANCE: AN ANALYSIS OF THEIR PRIVATE, PUBLIC AND OUT OF POCKET ... insurance and out of pocket expenses for healthcare then those who stay static To conduct this analysis, I use the total payouts of the individual’s private insurance, total insurance and out of ... kind of private supplemental insurance Christensen and Shinogle (1997) research the use of health care services and how they affect their private supplemental insurance policies and their use of...

Ngày tải lên: 01/01/2017, 09:07

... spread changes 3.3 Further results for spread changes 3.4 Lead-lag analysis of bond spreads and CDS 3.5 Regression analysis of the basis 3.6 Further results for the regression analysis of the basis ... of Germany, France, Netherlands, Belgium and Austria is positively related to the amount outstanding of bonds divided by GDP (coefficient of 51.93) Our analysis cannot explain the direction of ... Review of Financial Studies 22, 925 - 957 Berndt, A and I Obreja (2010) Decomposing European CDS Returns Review of Finance, 14, 189–233 Blanco R., S Brennan and I.W Marsh (2005) An empirical analysis...

Ngày tải lên: 16/02/2014, 02:20

... economic aspects of FDI protection and to advance our understanding of these important issues 1.1 International Law and Economics The economic analysis of law is by now an integral part of many if not ... understanding of the functioning of bilateral investment treaties Jan Peter Sasse also provides an insightful and well-researched analysis of different aspects of the protection of FDI through ... indebted to Anne van Aaken, Peter Behrens, Stephania Bonilla, Eberhard Feess, Henning Fräßdorf, Andrew Guzman, Jonathan Klick, Frank MüllerLanger, Jan Matauschek, Susan Russell, Stephan Wittig, Katherine...

Ngày tải lên: 19/02/2014, 21:20

... innovativeness and efficiency on the part of the owners and managers of inward FDI companies; (4) managerial-organizational and wider economic and political-legal environments; (5) levels of flexibility ... productivity can depend on many ways; the purpose of measurement or the availability of data about factors affecting performance In a survey of manufacturing growth and performance in Britain and other ... econometrics and Mr Truong Thanh Vu, the lecturer of Vietnam-Netherlands project, for his kind help and instructions in data analysis by Stata software Many especially respectful thanks are sent...

Ngày tải lên: 26/05/2015, 08:35

... special credit 1.2.2 The mechanics of letter of credit transaction The mechanics of the letter of credit transaction can be quite complex and has been standardized by a set of rules published by the ... the terms and conditions of the LC, the applicable UCP and international standard banking practice, the issuing bank or confirming bank, if any, is obliged to honour irrespective of any instructions ... credits stipulate Issuing bank (Opening Bank) The bank issues the letter of credit on behalf of the applicant Confirming bank A bank that at the request of the issuing bank, assures that drawings...

Ngày tải lên: 27/10/2012, 16:40

... Lu J., Zhang B and Harima M (1992) Study and circumstance of reclaimed water system in China, Making Water Technol., 18(1), 49-51 (in Japanese) Murakawa S., Nishina D and Wang L (1999) Analysis ... Japanese with English summary) Yang H and Abbaspour K C (2007) Analysis of wastewater reuse potential in Beijing, Desalination, 212, 238-250 Zhang H H and Brown D F (2005).Understanding urban ... J of Nagoya Sangyo Univ., 10, 45-61 Yang F., Liu Z., Cheng Y., Kawashima H and Furukawa K (2005).Water environmental problems and its countermeasures in urban area of north China, Japanese J.of...

Ngày tải lên: 05/09/2013, 10:17

... education, their information, their understanding of the world and of human affairs, their ideals, sense of values, and their appreciation In this day of mass communication, much of it oral, it is of ... sounds, to understand sentence meaning, and to monitor and control the meaning of discourses by understanding sentence meaning Since the 1970s, with the development of functional language theory, ... of schooling that offers many advantages But it‟s not for everyone; potential students should be aware of both sides of the coin so they can make informed an informed decision about whether an...

Ngày tải lên: 11/12/2013, 23:57

... Manager, Dear Chairman, =>Dear Chairperson, The following list will eliminate the problem from your writing : Avoid salesman chairman fireman watchman news man repairman policeman foreman mankind ... exact name and part number of the item Any useful description of the item : size, style, color, and so on The quantity needed of each item The price of the item The shipping method The date of the ... Gene Sanchez, Parts Manager at our Newark facility If can be of any further help, please let me know Sincerely, Susan Siegel Susan Siegel Assistant Director Figure : Adjustment letter – company...

Ngày tải lên: 11/12/2013, 23:57

... the minimal meaningful language units and it cannot be divided any further into meaningful parts A morpheme has its sound form and meaning but unlike a word, it is not independent and occurs in ... – (It means “life”): biography (the story of person‟s life written by somebody else), biology (the scientific study of the life and structure of plants and animals)  “GRAM” – (It means “written”): ... is “-ist” The semantics of “-ist” can be considered underspecified “person having to with X” With the exact meaning of the derivative being a function of the meaning of the base and further inferencing...

Ngày tải lên: 14/12/2013, 16:45

... steps of error analysis including identification of errors; classification of errors; explanation of errors; valuation of errors and correction of errors James (1998) notes that “Error analysis ... theory of acquisition” 28 In reality, error analysis is of significant to language learning process Richard (1974) suggests that “one of the goals of error analysis is to construct an account of ... first language into the second language In contrastive analysis, it is believed that the type of errors made by the learners of the target language can be predicted and their causes can be determined...

Ngày tải lên: 18/12/2013, 10:04

... of the subjects, instruments of data collection and methods of data analysis Chapter named “DATA ANALYSIS AND DISCUSSION” presents the two main issues The first focuses on the main features of ... can learn from one another Teachers not have to be the only source of knowledge 1.2.4 ERROR ANALYSIS As far as we have known, contrastive analysis plays an important role in the formulation and ... concerning errors in language teaching and learning process The error analysis supplanted Contrastive Analysis and became a recognized part of Applied Linguistics owing to the work of Corder (1967)...

Ngày tải lên: 18/12/2013, 10:04

... first language as a means of organising the L2 They "tend to transfer the form, meanings and the distribution of forms and meaning of their native language and culture to the foreign language and ... can be the object of study of error analysis (EA) It is not interested in mistakes since they not show the true state of learner 's knowledge 22 1.2.3 Error analysis Many of the predictions of ... applied and various aspects of teaching English have been covered Realized that description and analysis of students' errors play an important role in the practical teaching and learning, error analysis...

Ngày tải lên: 18/12/2013, 10:04

... acceptability or language performance 1.5.3 Error analysis Error analysis is the study and analysis of the errors made by second or foreign language learners One of the functions of errors analysis is ... speakers often not only qualify their commitment to assertion but also soften and hedge their judgments and orders and strengthen the expressions of their feelings and opinions of their feelings and ... individuals tend to transfer the form, meanings, and the distribution of forms and meanings of their native language and culture to the foreign language and culture (Lado 1957: 2) and interference...

Ngày tải lên: 18/12/2013, 10:04

... 3.3 Methodology of Data analysis 43 Chapter Four: Findings and Discussion 46 4.1 Errors related to the use of spatial prepositions 46 4.1.1 Analysis of Data 46 4.1.2 Analysis of Errors 48 4.1.2.1 ... teaching and the recommendation for further research CHAPTER TWO LITERATURE REVIEW 2.1 ERROR ANALYSIS Error Analysis is the study and analysis of errors made by the second and foreign language ... forms and meanings of their native language and culture to the foreign language and culture” Interlingual errors may occur at the levels of pronunciation, morphology, syntax, vocabulary and meaning...

Ngày tải lên: 18/12/2013, 10:04

... interpersonal meaning is one of four meanings of sentences: structural meaning, representational meaning, interpersonal meaning and textual meaning 1.3.1 Definition of Modality Discourse analyses have ... Discourse and Discourse Analysis 1.1.1 Definition of Discourse Since discourse analysis is seen as a branch of linguistics, the term “discourse” has been defined in many different ways Discourse can ... -negotiation of -no negotiation of meaning is allowed meaning is allowed Table 1.1: Spoken language and written language To sum up, the differences between spoken and written language are not absolute, and...

Ngày tải lên: 18/12/2013, 10:07

... studying language helps us understand the nature as well as characteristics of it Language conveys meaning One of the dominant meaning of language is modal meaning Modality is one of basic meaning ... stretches of language perceived to be meaningful, unified and purposive (1989:158) 1.2.2 Discourse Analysis and Text Analysis Basing on the concept of text and discourse as mentioned earlier, Text analysis ... analysis and Discourse analysis can be interpreted as follow: Text analysis is the studying of how a text exemplifies the operation of the language code beyond the border of sentence Discourse analysis...

Ngày tải lên: 18/12/2013, 10:08

... AN ANALYSIS OF THE INAUGURAL ADDRESS BY G.W BUSH IN THE U.S PRESIDENTIAL ELECTION 2004 FROM A PERSPECTIVE OF D.A VINH, 2007 VINH UNIVERSITY DEPARTMENT OF FOREIGN LANGUAGES AN ANALYSIS OF THE ... Methodology and analysis procedures describes the data collection method and procedures of analyzing data Chapter 3: Data analysis and discussion provides description of the data analyzing process ... Huyen Le Vinh Uni 17 AN ANALYSIS OF THE INAUGURAL ADDRESS BY G.W BUSH IN THE U.S PRESIDENTIAL ELECTION 2004 FROM A PERSPECTIVE OF D.A DATA ANALYSIS AND DISCUSSION 3.1 Analysis of data 3.1.1 Lexical...

Ngày tải lên: 18/12/2013, 10:08

... analysis is defined as "the process of determining the incidence, nature, cause and consequences of unsuccessful language" Error analysis is the study and analysis of errors made by second language ... phenomenon in language learning Second language learners "tend to transfer the forms, meanings and the distribution of forms and meanings of their native language and culture to the foreign and culture" ... disposition to transfer the forms and the meanings, the distribution of forms and meanings of their native language and culture to the foreign language and culture" Let us consider some examples of interlingual...

Ngày tải lên: 20/12/2013, 18:16

... (1957:2) says that second language learners tend to trasfer the forms, meaning and the distribution of forms and meaning of their native language and culture to the foreign and culture Here are some ... deviation from the norms of the target language In Errors in language Teaching and Use, Carl Jame defined that Errors as being an instance of language that is intentionally deviant and not self- corrigible ... List of tables Table 2.1 Result of section Table 2.2 Result of section Table 2.3 Result of section Table 2.4 Number of errors and their causes in section Table 2.5 Number of errors and their...

Ngày tải lên: 20/12/2013, 18:16

... meanings and the distribution of forms and meaning of their native language and culture to the foreign language and culture’ (Lado,1957:2) Another idea of transfer is also pointed out, ‘Transfer ... and an error’ is associated with failures in language competence And only errors can be the object of study of Error Analysis Meanwhile, mistakes can not since they not show the true state of ... that error is an instance of language that is unintentionally deviant and is not self-corrigible by the learner Meanwhile, a mistake is either intentionally or unintentionally deviant and self-corrigible...

Ngày tải lên: 20/12/2013, 18:16