a british poster child for what went wrong in banking

... they became increasingly reliant, insouciant of the increasing vulnerability of the tax base to a downturn But the apparent restraint in negotiated base wages began to lose relevance as workers ... Corporation Tax, Capital Gains Tax and Stamps Source: Calculated from Department of Finance: Budget Statistics, various years Total tax and spending in real 1998 euros 1995-2009 235 Tax 215 Spending ... about 30 basis points in September reaching 284 basis points in March 2009 before falling back Although all of the banks are currently reporting a healthy capital position, bolstered in the case of...

Ngày tải lên: 31/03/2014, 05:21

... pashas ruling in Budapest and Belgrade, and Barbary Corsairs from North Africa were raiding the coasts of England and Ireland and even, 11 WHAT WENT WRONG? in 1627, Iceland, bringing back human ... way that Castilian became Spanish and Tuscan became Italian, so the dialect of Fars, known as Farsi, came to be accepted as the literary, standard, and ultimately national language In the classical ... as raw material for incorporation in the domains of Islam and conversion to the faith of Islam 21 WHAT WENT WRONG? The second change was to accept infidel allies in their wars against other infidels...

Ngày tải lên: 03/06/2014, 01:44

... pashas ruling in Budapest and Belgrade, and Barbary Corsairs from North Africa were raiding the coasts of England and Ireland and even, 11 WHAT WENT WRONG? in 1627, Iceland, bringing back human ... way that Castilian became Spanish and Tuscan became Italian, so the dialect of Fars, known as Farsi, came to be accepted as the literary, standard, and ultimately national language In the classical ... as raw material for incorporation in the domains of Islam and conversion to the faith of Islam 21 WHAT WENT WRONG? The second change was to accept infidel allies in their wars against other infidels...

Ngày tải lên: 11/06/2014, 01:29

... arrestor Flashlight Fractionation Gasoline Gauging (of tanks) Generator Ground Horizontal cylindrical tank Hydro (Canada) Install Insulation Interlock* Inventory Lift-truc k Loading rack Downcomer ... valve was open and the drain valve shut [ ] -~ *End-of-chapter references are indicated by a number inside brackets What Went Wrong? The pump had been awaiting repair for several days when a permit-towork ... therefore I was mainly concerned with process hazards rather than those of a mechanical nature One of my tasks was to pass on to design and operating staff details of accidents that had occurred and the...

Ngày tải lên: 11/08/2014, 18:20

... local instructions and clearly understood An incident occurred because area A foreman issued a permit for work to be done on a flow transmitter in a pipeline in area B Area B foreman issued a ... hacksaw through a line containing a hazardous chemical IC)Water was dripping from a joint on a line on a pipebridge Scaffolding was erected to provide access for repair But to avoid having to climb ... without realizing it, also isolated a ventilation fan The wiring was not in accordance with the drawings [42] In another case maintenance team members isolated a power supply without realizing that...

Ngày tải lên: 11/08/2014, 18:20

... place where the change is made: Some radioactive bromine (half-life 36 hours), in the form of ammonium bromide, was put into a brine stream as a radioactive tracer At another plant 30 km away, ... is a good reason, to make a slight change.) Many years ago a special network of air lines was installed for use with air masks only A special branch was taken off the top of the C Q ~ pressed air ... air main as it entered the works (Figure 2-4) For 30 years this system was used without any complaint Then one day a man got a faceful of water while wearing an air mask inside a vessel Fortunately...

Ngày tải lên: 11/08/2014, 18:20

... may be because experience has taught them that alarms are unreliable Are your alarms adequately maintained (see also Section 17.10)? (c )A car on a pleasure ride in a leisure park developed a ... down A liquid chlorine tank was kept cool by a refrigeration system that used CFCs In 1976 the local management decided to use ammonia instead Management was unaware that ammonia and chlorine react ... late For example: (a) During the morning shift, an operator noticed that a tank level was falling faster than usual He reported that the level gauge was out 92 What Went Wrong? of order and asked...

Ngày tải lên: 11/08/2014, 18:20

... operator asked for an analog scale instead because, he said, he was more likely to misread a figure than a position on a scale (g )A catalyst arrived in cylinders and was egged into the plant ... when analog readings are better One of the raw materials for a Labeling 103 batch reaction had to be weighed The project team intended to install a weighing machine with a digital display, but an ... the tank attached to No tractor was ready He got into No tractor and drove away Tank No was still filling 12 Figure 4-1 Arrangement of tank trailers and tractors I00 What Went Wrong? Fortunately,...

Ngày tải lên: 11/08/2014, 18:20

... corrosion cracking It had not been inspected regularly and the company was not aware that acid can affect FRP tanks The failure was so sudden that part of the dike wall was washed away (c)Another tank, ... left drain valves open while draining water from storage tanks or process equipment and then returned to find that oil was running out instead of water In one incident, a man was draining water, ... that started in a tank filled with an internal floating roof is described in Reference [6] As a result of a late change in design, the level at which a floating roof came off-float had been raised...

Ngày tải lên: 11/08/2014, 18:20

... the line For example, there was a dead-end branch, 12 in in diameter and in long, in a natural-gas pipeline operating at a gauge pressure of 550 psi (38 bar) Water and impurities collected in the ... freezing points, such as water or benzene (e) Injecting a sealing fluid into a leaking flange or valve gland using a proprietary process such as Furmaniting Caution: accidents have occurred because ... have soaked into the ground and have n then come to the surface after heavy rain A spillage of gasoline in Essex, England, in 1966, came back to the surface two years later The vapor accumulated...

Ngày tải lên: 11/08/2014, 18:20

... the plant was coming onstream, someone noticed it and asked what it was for (c) After a crack developed in a 22 -in. -diameter steam main, operating at a gauge pressure of 250 psi (17 bar) and a temperature ... two minutes to open the valve halfway; very soon afterward, there was a loud bang as a 6 -in castiron valve on a branch (unused and blanked) failed as a result of water hammer The operator was able ... Drain Point Isolated Drain points choked (Steam trap bypasses not shown) Figure 9-10 Arrangement of drains on steam main that was broken by water hammer 190 What Went Wrong? The operator took about...

Ngày tải lên: 11/08/2014, 18:20

... and appear in unexpected places Some hydrocarbon gas leaked into a steam line that supplied a heater in the basement of a control building The gas came out of a steam trap and exploded, killing ... suitable for use in a flammable atmosphere, and the sparking ignited the gas It was fortunate that more people were not killed, as the building housed administrative staff as well as operators A ... occurred The foreman and another man were hit by flying bricks, and the brickwork was badly damaged The inlet valve was leaking, and during the two minutes that elapsed after the slip-plate was removed,...

Ngày tải lên: 11/08/2014, 18:20

... materials did not react People who have emptied acid into alkali tanks have been less fortunate A plant received caustic soda in tank cars and acid in tank trucks One day a load of caustic soda arrived ... safeguards, was a tragic one After its installation an accident from that moment on became inevitable sooner or later “That this switchboard was installed, with the approval of the terminal management ... start at a low rate (b) In other cases a water layer has vaporized suddenly when it was heated by conduction from a hotter oil layer above For example to clean a tank that had contained heavy...

Ngày tải lên: 11/08/2014, 18:20

... 300 What Went Wrong? causing an acid leak Subsequent checks showed that many more gaskets were made of the wrong material (b) A carbon steel valve painted with aluminum paint was used instead ... liquid and a spark may occur betbt-een the container a i d aay grounded metal that is nearby, as in the following incidents (a) Acetone was regularly drained into a metal bucket One day the operator ... Similar charges can be acquired by walking across a plant floor wearing nonconducting footwear And sparks formed in this way have been known to ignite leaks of flammable gas or vapor, especially in...

Ngày tải lên: 11/08/2014, 18:20

... many years, but a slight change in, for example the order in which signals are received and processed, can result in a fault that has been lying in waiting like a time bomb for many years Many ... tell any of the operating team members straight away The cooling water rate fell, the process was upset, and a leak developed on a cooler 316 What Went Wrong? (b) A tank truck, which had contained ... LINE BACK INTO THE PLANT (a) Accidents have occurred because gas flowed from a product receiver into a plant that was shut down and depressured In one incident 327 328 What Went Wrong? ammonia...

Ngày tải lên: 11/08/2014, 18:20

... An Introduction to Hazard and Operability Studies, Chemetics International, Vancouver, Canada, 1981, and A Manual of Hazard and Operability Studies, Chemetics International, Vancouver, Canada, ... flammable hydrocarbon leaked out of a plant while maintenance work was in progress A diesel engine was operating in the area The hydrocarbon vapor was sucked into the air inlet, and the engine ... 18-8 What will happen if the vessel is drained while a sample is being taken? 336 What Went Wrong? hazop is done in a systematic way, each pipeline and each sort of hazard being considered in turn...

Ngày tải lên: 11/08/2014, 18:20

... If all the reactants have already been added and mixing failure is still hazardous, then the action to be taken should be agreed in advance, for example increasing cooling, adding a quenching agent, ... MIXING (a) Section 3.2.8 described a runaway that occurred because a valve in a reactor circulation line was closed As a result there was no mixing, and the incoming reactant formed a separate ... storing or transporting a hazardous material in a solvent Thus, acetylene has been stored and transported for many years as a solution in acetone, and many organic peroxides, which are liable...

Ngày tải lên: 11/08/2014, 18:20

... competitors about the action we took after an accident, they may spend as much as we have done on preventing that accident from happening again 395 396 What Went Wrong? The fourth reason is that if ... plant and to follow up unusual observations We have access to more knowledge than our parents and grandparents, but are we any more thorough and reliable? We have gotten better at avoiding hazards ... Donne: No plant is an Island, entire of itself; every plant is a piece of the Continent, a part of the main Any plant’s loss diminishes us, because we are involved in the Industry: and therefore never...

Ngày tải lên: 11/08/2014, 18:20

Ngày tải lên: 06/01/2015, 19:41

... language learning task” which appear manageable in a syllabus The syllabus also has a useful investment since teachers’ planning and thoughts aim to develop the course without wasting time and ... 80%, taking part in seminars reached 87% and participating in cultural games gained 67% A minority of teachers (16%) gave their other tasks that writing assignments would be in the syllabus All ... - speaking + Main parts of Great Britain between + Climate and temperature in Britain Vietnamese and climate and British temperature - listening to people are talking - listening about British...

Ngày tải lên: 28/03/2015, 09:17