The following will be discussed in this chapter: Products for the bop market; three products: insurance, housing finance, & remittances; models and corporate choices; commercial banks as microlenders;...
Revision PRODUCTS FOR THE BOP MARKET • Designing Effective Products • The Subprime Fallacy PRODUCTS FOR THE BOP MARKET • Housing Microfinance • Radical Simplification • Partnering for Product Creation • THREE PRODUCTS: INSURANCE, HOUSING Designing Microinsurance Products FINANCE, & REMITTANCES and Services • Health Insurance • Housing Finance • THREE PRODUCTS: INSURANCE, HOUSING Remittances FINANCE, & REMITTANCES MODELS AND CORPORATE CHOICES • CORPORATE CHOICES MODELS AND CORPORATE CHOICES • CORPORATE CHOICES • Champions of Inclusive Finance MODELS AND CORPORATE CHOICES • Strategic Questions MODELS AND CORPORATE CHOICES • Strategic Questions • Service Delivery vs Financing MODELS AND CORPORATE CHOICES • In-House vs Partnerships • Social Responsibility Positioning COMMERCIAL BANKS AS MICROLENDERS • • Physical and human infrastructure Market presence and brand recognition • Access to plentiful and low-cost funds • Low cost structure COMMERCIAL BANKS AS MICROLENDERS • Why is it, then, that banks have not moved faster into microenterprise lending? COMMERCIAL BANKS AS MICROLENDERS • Incredulity, Ignorance, and Indifference COMMERCIAL BANKS AS MICROLENDERS • Models of Downscaling COMMERCIAL BANKS AS MICROLENDERS • Microlending Needs Its Own Room COMMERCIAL BANKS AS MICROLENDERS • Service Company Models • PARTNERS AT THE LAST MILE: RETAILERS, BANKING AGENTS, AND INSURANCE COMPANIES MODELS OF FINANCING INCLUSIVE FINANCE • • BUILDING THE INFRASTRUCTURE FOR INCLUSIVE FINANCE:THE ENABLING ENVIRONMENT ... COMMERCIAL BANKS AS MICROLENDERS • • Physical and human infrastructure Market presence and brand recognition • Access to plentiful and low-cost funds • Low cost structure COMMERCIAL BANKS AS MICROLENDERS... COMMERCIAL BANKS AS MICROLENDERS • Microlending Needs Its Own Room COMMERCIAL BANKS AS MICROLENDERS • Service Company Models • PARTNERS AT THE LAST MILE: RETAILERS, BANKING AGENTS, AND INSURANCE COMPANIES... Services • Health Insurance • Housing Finance • THREE PRODUCTS: INSURANCE, HOUSING Remittances FINANCE, & REMITTANCES MODELS AND CORPORATE CHOICES • CORPORATE CHOICES MODELS AND CORPORATE CHOICES