Báo cáo tài chính công ty cổ phần bảo hiểm ngân hàng nông nghiệp1596793580

CONG TY CO PHAN BAO HIEN! NGAN HANG NONG NGHItP /f/7r /CV-ABIC-KTTC - Vv giái trinh lgi nhuck Oto5 04 10171 C9NG HOA XA HOT CHU NGHIA VIVT NAM Dc Ip - Ttr - Hkudi pinic o0o Hi-12\45i, ngity 22 thang 01 neitn 2018 2017 &in so vai ding 4.- Kinh Rfri: - ty ban chirng khoan nha nuerc - So' giao dich chtimg khoan Ha Ni Can cd Thong tu se) 155/2015/TT-BTC 06/10/2015 dm BO tai chinh huang din va viec cong be) thong tin tren thj twang chirng khodn, giai trinh 19i nhuan sau thug thu nhap doanh nghiep gicra bao cao qu cüa kS, bao cao so vai bao cao ding kST nam tnrac c6 bin d'Ong tir 10% tra len hoac kat qua kinh doanh qu)'T bi V'e van nay, Cong ty CO phan Bao him Ngan hang Nong nghiep (Ma CK: ABI) xin &me giai trinh bin dOng cüa lgi nhuan sau thua Qu3'T 04 nam 2017 so vai cang kSr nam 2016 bao cao tai chinh Cong ty nhu sau: 22.420.859.019 d - Lori nhuan k& toan sau thua TNDN Qu3', 04 nam 2016: - Lai nhuan k toan sau thua TNDN Qu3"/ 04 nam 2017: -16.301.617.137 d Chenh lech giam: 38.722.476.156 d ttxcmg throng vdi tSr le giam 173% so \Tad ding kS, tilt& a Nguyen nhan: Thuc hien theo thong tu 50/2017/TT-BTC va viec "1-1zdfng dJn thi hanh nght clinh s 73/2016/ND-CP 01 thang nam 2016 cita Chinh phi quy clinh chi tik thi hanh Ludt kinh doanh bao hikn va Ludt sfra di, bó' sung mat sadiu clia Ludt kinh doanh bao Cong ty C phan Bao him Ngan hang Yong nghiep dã clang 1q7 lai phuang phap trich lap du ph6ng nghiep vi va dugc phe duyet theo Cong van sO 358/BTC-QLBH 10/01/2018 dm BO tai chinh ap dpng tir nam tai chinh 2017 Vic trich lp du phong nghiep viii bao him theo phuang phap mi dä lam du ph6ng nghi'ep vi cña C6ng ty tang l'en so vai cang kS, nam 2016 dan dan lam giam lgi nhuan Cong ty CO phan Bao hiamNgan hang Nong nghiep cam kat nOi dung ban giai trinh tren day la trung thgc va chinh xac Tran tr9ng! Nol nhan: - Nhir kinh g2:ri; - Liru VT, KTTC COTitiN CO PHAN s M DOC/ak, ICAO HIN MAN HANG ONG NGH1(1) C> Hoang Thi Tinh COng ty Co phAn Bao hilern Ngfin hang Ming nghi0 Bac) cao tai chinh Q4 04 nam 2017 C6ng ty C phAn Bao him Ngan hang Wing nghi0 ISIVC LVC Trang Th8ng tin chung 1-2 Bing can dOi ke toin 3-6 Bio cio ket qui hog Ong kinh doanh 7-9 Bio cio luu chuyen den tO: 'Thuyet minh bio cio tii chinh 10 11 - 37 Gang ty Co phan Bao hiem Ng,an hang_ Non2 nE2hi4) THONG TIN CHUNG CONG TY Cong ty CO phan Bao hiem N2an Nang nghiep (-Cang ty"), trtr6c day la C6ng ty c6 phAn bao hiern Ng an hang Nong nghiep,va Phat trien nong than Viet Nam la c6ng ty co phan duoc lap theo Luet Doanh Nghiep Viet Nam theo Giay chirng nhen clang kji kinh doanh so 38GP/KDBH B6 Tai chinh cap 18 than2 10 nam 2006 va theo cac Giay chirng nhen clang k kinh doanh dieu chinh sau: GOY phep dku chinh Ngay ccip Thay crdi chinh 38/GPDC1/KDBH 1/2/2008 Tang On dieu re ctia Cong ty Co phan bao him Nan hang Mang nghiep va Phat trier' Nang thon 380 VND va rap chi nhanh tai Ha Ni, Da Mang, Nghe An va Dak Lak 38/GPDC2/KDBH 25/6/2008 Thay d8i ten day dt:i C6ng ty Co phan Bao him Ngan hang N6ng Nghiep Thanh rap chi nhanh tai Hai Phang, Khanh Haa va Can Thct 38/GPDC3/KDBH 26/7/2011 Thanh rep chi nhanh tai Thanh Hoa 38/GPDC4/KDBH 7/1/2015 Thay di co eau On dieu re oh cac c8 dong va rep chi nhanh tai Phil Th9 Hot Ong chinhyong kS, hien tai cOa Cong ty la kinh doanh bao him phi nhan th9, tai bao him, giam dinh Con that, hoat d6ng dau ttr tai chinh va cac hot Ong khac theo guy dinh cUa phap luet Cong ty c6 tru so chinh tai Tang 6, Oa nha chung cur 2911, Dtrang Hoang Do Thay, PhtrOng Trung Hoa, Quen Cau Giay, Thanh ph8 Ha Ni, Vret Nam va 10 chi nhanh tai H8 Chi Minh, Ha Ni, Da Nang, Nghe An, Dak Lak, Hai Phang, Khanh Haa, CAn Tha, Thanh Hoa, Phu Th9 HOI DONG QUAN TRI Cac vien Hi dong Quan tri kS, va vao rep bao cao tai chinh gifla nien d6 nhtr sau: H9 va ten II§ 'id II/ argyit Pu4;1 Ong Dinh Viet Dong 13a Hoang Thi Tinh Ong D'4ng,Van Liu Ong Le Hong Quan Ong Dtrang Van Thanh Chtic vu Ngay tai ho nhiem CHI tich Ph6 chit tich Thanh vien Thanh vien Thanh vien Tai b6s nhiem 26 thang 05 nam 2017 Tai 1)8 nhiem ngdy 26 thang 05 nam 2017 Tai bO nhiem 26 thang 05 nam 2017 Tai bo nhiem 26 thang 05 nam 2017 Tái bo nhiem ngdy 26 thang 05 nam 2017 BAN KIEM SOAT Cac vien Ban Kim soat IcS/ va vac 14p bao cao tai chinh giira nien di) nhu sau: '.Ti.'"111151-1ERI a!, HQ va ten Chtic vu Ngay tái bo nhi0i Ong Trtrcmg Dinh Canh TrtrOng ban Thanh vien Thanh vien Tai 13.8 nhiem 26 thang 05 nam 2017 Tai 1)6' nhiem 26 thang 05 nam 2017 Tai bo nhiem 26 thang 05 nam 2017 BA Ltru Thi Viet Hoa Ong Nguyen Ng9c Kieft BAN TONG GIANI DOC Cac vien Ban T6n2 Giam clCic kY \fa vac) 14p bac, cao tai chinh giCa nien de nhu sau: HQ va ten •• NO), bơ nhim/tai bơ nhi'01 Chtic vii Ba Hoang Thi Tinh Bei nhiem 09 thang 06 nam 2014 T6.ng Giarn d6c Ong D6 Minh Hoang Tai bo nhiem 18 thang 05 n am 2015 Ph6 Tong Giam dôc Ong Quach Ta Khang Tai 1)6 nhiem 19 thang 07 nam 2016 Ph6 Tong Giam doe Ong Mai Sinh Tái nhiem thang nam 2017 Pho Tong Giam doe Ong Nguye'n Tien Hai B6 nhiem thang nam 2014 Pho T6ng Gam cleic NClUbI DA! DIEN THEO PHAP LU,61iT Ngtred di din theo phaplu4 eCia Cong ty kY va vao l4p bao cao la ba Hoang Thi Tinh, chile danh: T6ng Gam croc Cong ty Co phan Bac, hiem Ngdn hang, Nong4 ng,hi'ep BO la - DNPNT BANG CAN DO! Kt TON wady thang 12 nam 2017 Ma sti Thuyet minh 'AI SAN 100 A TAI SAN NGAN HAN 110 I nib: va clic khodn twang &ton tin 111 So cuoi 1(.7 SO (Liu k.i VND VND 1,629,193,133,527 1,367,901,815,250 139,584,410,301 114,314,382,947 Tin 41,084,410,301 21,814,382,947 112 Cac khoan tuong ducrng tin 98,500,000,000 92,500,000,000 120 II Du tit tcli chinh ngan hgn 1,212,845,291,700 1,023,056,541,700 123 Du tu n&m giir an dao hp 1,212,845,291,700 1,023,056,541,700 130 IR Cdc khodn phcii thu ngdtz hgn 87,899,840,082 60,674,776,343 131 Phai thu dm khach hang 49,203,453,270 29,963,822,276 131.1 1.1 Phil thu ve' hap eking beto hibn 49,203,453,270 29,963,822,276 132 Tra truac cho ngu6i ban ngin han 2,631,306,646 944,024,671 136 Phai thu ng&n han khac 42,070,586,400 34,902,590,606 137 Du phong phai thu ngan hp kho doi (6,005,506,234) (5,135,661,210) 140 IV Hang tan kho 3,287,901,939 1,750,457,246 141 Hang din kho 3,287,901,939 1,750,457,246 150 V Tai &in ngiin hgn khdc 128,141,413,843 88,846,821,440 151 Chi phi tra truac ngan han 128,141,413,843 88,846,821,440 151.1 1.1 Chi phi hoa hjng chtra phdn b d 128,141,413,843 88,787,289,622 151.2 1.2 Chi phi tra truor ngan han khac - 59,531,818 190 VI Tdi sir' n tdi btio hilm 57,434,275,662 79,258,835,574 191 Du ph6ng phi nhugng tai bao him 30,018,677,975 24,106,789,083 192 Du phong b'oi thu6ng nhuong tai bao him 27,415,597,687 55,152,046,491 16.1 Cong., ty Co phan Bao hiem Ngan hang NOng np.thi0 BO] a - DNPNT BANG CAN DO! KE TOAN (ti6'p theo) 31 thang 12 nam 2017 echuyt:t 11/15 skiTAI SAN minh S6 cu6i ky Sii dau ky VND VND 162,470,739,520 177,538,358,740 L Ctic khan phiii thu thii hgn 6,497,282,630 6,260,262,630 216 Phai thu dai han khac 6,497,282,630 6,260,262,630 216.1 1.1 Kji guy boo him 6,000,000,000 6,000,000,000 216.2 1.2 Phai thu dai hgn khac 497,282,630 260,262,630 220 IL Ted san c6 dinh 127,624,300,253 132,435,443,315 221 Tai san cifi dinh him hinh 66,384,848,791 70,189,204,048 222 - Nguyen gier 110,033,348,582 107,315,482,582 223 - Gia tri hao mon luy Ici (43,648,499,791) (37,126,278,534) 227 Tai san c6 dinh vo hinh 61,239,451,462 62,246,239,267 228 - Nguyen gia 65,448,744,887 65,298,744,887 229 - Gia tri hao mon luji (4,209,293,425) (3,052,505,620) 250 III .0"du tzr tai With dai hczn 22,500,058,302 35,000,058,302 255 Dau tu 'lam giir d6n dao han 22,500,058,302 35,000,058,302 260 IV Tai san el& km kluic 5,849,098,335 3,842,594,493 261 Chi phi tra truac dai han 5,849,098,335 3,842,594,493 1,791,663,873,047 1,545,440,173,990 200 B TAI SAN DAI KILN 210 270 10 a 11 TONG CONG TAI SAN (270 = 100 + 200) Con; ty Co phAn Bao hi6m Ngan hang Nong nghip BOla - DNPNT BANG CAN DOI KE TOAN (tie'p theo) 31 thang 12 nilm 2017 Ma so 'limy& NGUON VON minh St) culii 1:5 Si; dill 1:S; VND VND 300 C NJ PHAI TRA 1,133,826,712,077 943,689,071,873 310 I Is19 nein hgn 1,133,826,712,077 943,684,071,873 311 Phai tra ngutti ban ngin han 62,362,561,711 48,436,343,529 60,964,781,934 47,392,852,500 1,397,779,777 1,043,491,029 562,458,929 8,538,978,032 57,954,675,346 65,116,252,595 6,906,634,314 3,510,180,724 311.1 1.1 Phdi trcil4 hap cljng bet° hie5rn 311.2 1.2 Ph& tra khac cho nguoi ban 313 Thud va cdc khoan phai ndp Nha nueic 314 Phai tra ngtr6i lao dOng 12 13 318.1 Doanh thu chua thkrc hidn ngin han 318.2 Doanh thu hoa filing chua dtro.c Iliremg 15 8,271,523,130 5,953,398,721 319 Phai tra ngan Ilan khac 14 13,616,810,885 9,540,871,280 322 Quy khen thuang, phiic lcri 38,110,166,711 31,508,460,920 329 Di,r phong nghidp vv 946,041,881,051 771,079,586,072 16.1.1 741,856,809,804 544,878,400,278 16.1.2 129,147,233,274 162,957,710,043 16.2 75,037,837,973 63,243,475,751 329.1 329.2 329.3 9.1 Dv phong phi bao him goc va nha'n tai bao hien? 9.2 Dv phong boi thwemg bao him gdc• va nhcin tai bao hien.) 9.3 Dv phong dao dOng Ion 330 II Ng' dcii hgn - 5,000,000 337 Phai tra dai han khac - 5,000,000 Cong ty Co phtn Bao hie'm Ngan hang Nona n2-1-ii0 B01 a - DNPNT BANG CAN DOI Kt TOAN (tip theo) 31 thang 12 nam 2017 Ma sii Thuyk minh NGUON VON S6 cuiii kj, S6 din 1:3:1 VND VND 657,837,160,970 601,751,102,117 657,837,160,970 601,751,102,117 400 D VON CHU S6 iltIU 410 I V6n cha see him 411 Von c6 phAn 380,000,000,000 380,000,000,000 411a LI: C"ci phi& pha thong c6 quyAn biAu : quyet 380,000,000,000 380,000,000,000 412 1.Thang du vo'n ce) phAn 12,000,000,000 12,000,000,000 415 a phiL quy (13,898,400,000) (13,898,400,000) 417 Quj? au tu phat tri6n 86,133,188,964 53,133,188,964 419 Quy du trir bat bu6c 33,451,923,418 27,030,743,973 421 Lqi nhu4n sau thud chua pilau ph6i 160,150,448,588 143,485,569,180 421a 6' I' Ld1 nhudn sau thuA chita phcin phdi z ; • t lily Ice den cuot nam trtrac 31,726,859,695 32,337,043,135 42Ib Lqi nhudn sau thuA chtra phcin phai ' ' nam 128,423,588,893 111,148,526,045 440 TONG CQNG NGUON VON(440 = 300 + 400) 1,791,663,873,047 1,545,440,173,990 Ong Dao Duy, Trung Pho Phong Ke toan Tài chinh 17 Ong Phgn Minh Id Twang Phong Ke toan Tai chinh Ba Hoang Thi Tinh T6ng Gam d6c Cang ty C phAn Bao him Ngan hang Nong nghi0 B02a - DNPNT BAo cAo KET QUA HoAT ONG K1NH DOANH GIUA NIEN DO PF_AN — BAO CAO KET QUA HOAT DONG K1NH DOANH TONG HOP (tir thing 10 nam 2017 den 31 thang 12 nam 2017) Mfi se 10 12 13 20 22 23 24 50 51 60 70 CHI TIEU KS, KS, trulk VND VND Doanh thu than hot Ong kinh doanh bio him Doanh thu hog Ong tai chinh Thu nhip khac 178,482,357,588 21,723,051,590 181,561,343 Teng chi phi hot deng kinh doanh bao him Chi phi hot Ong tai chinh Chi phi quan 15, doanh nghiep Chi phi khic Ping lqi nhufin ke toin tram thue (50=10+12+13+20+22+23+24) Chi phi thue TNDN hien hanh 11 1.9i nhufin sau thu4 thu nhgp doanh nghile:p (60=50+51+52) 12 Lfii ca ban trait ca phie'u Lay ke kk Lfiy ke kk truirc VND VND 1,003,494,506,054 80,270,194,285 404,364,239 141,656,436,056 7,233,746 79,074,369,837 14,702,304 252,289,458,589 17,966,682,429 418,128,228 152,882,213,127 78,463,380 89,659,967,360 16,301,606 574,464,786,828 43,167,548 349,029,147,595 57,476,491 924,666,335,875 63,114,972,269 882,818,255 534,890,614,314 90,874,287 314,648,827,047 30,653,195 (20,365,771,422) 28,037,323,773 160,574,486,116 139,003,157,556 (4,064,154,285) 5,616,464,754 32,150,897,223 27,854,631,511 (16,301,617,137) 22,420,859,019 128,423,588,893 111,148,526,045 - - - - Cong ty C6 phan BAD hi6m Ngan hang N6ng nghi0 B09a - DNPNT THUYET MINH BAO CAO TAI CHtNH (Tir 01 thang 10 narn 2017 den 31 thang 12 natn 2017) TAI SAN C6 DINH Hcru HINH Nguyen gia St) du kY Mua mori kS, Giãm cu(Si Gig trl hao monly SO dau kSr KhAu hao Giam 14 SO cuOi Nha city May moc thib bi Phtrang tiOn van tai VND VND VND Thiit bi dung cu quan If) VND TSCD frau hinh khac VND Tong cOng VND 71,782,807,963 89,000,000 22,954,065,666 2,038,316,000 8,890,906,903 679,550,000 3,598,702,050 107,315,482,582 2,717,866,000 71,782,807,963 89,000,000 24,992,381,666 9,570,456,903; 3,598,702,050 110,033,348,582 12,056,208,986 2,911,353,415 11,757,299 12,714,288 15,338,586,693 2,616,761,079 6,303,257,553 918,324,490 3,416,468,003 63,067,985 37,126,278,534 6,522,221,257 14,967,562,401 24,471,587 17,955,347,772 7,221,582,043 3,479,535,988 43,648,499,791 59,726,598,977 56,815,245,562 77,242,701 64,528,413 7,615,478,973 7,037,033,894 2,587,649,350 2,348,874,860 182,234,047 119,166,062 70,189,204,048 66,384,848,791 Gia tn lai sO ks, so cuiii 23 COng ty C phAn Bao him Ngan hang Nong nghi0 B09a - DNPNT THUYET MINH BAO CAO TAI CHINI-1 (Tr n2ay 01 thang 10 nam 20 17 dem I thang 12 nam 2017) 10 TAI SAN CO DINH VO HINH OuyE'n su? dung deit Phan in Z.in Tai scin cd clinh vd hin h khac Tdng cdng VND VND VND VND Nguyen gia S6 au ky 60,047,582,108 5,151,162,779 Mua mai kY 100,000,000 150,000,000 65,298,744,887 150,000,000 Giarn kY 5,301,162,779 100,000,000 65,448,744,887 S6 du ky 2,952,505,620 100,000,000 3,052,505,620 KhAu hao ky 1,156,787,805 SO cuOi ky 60,047,582,108 Gia tri hao mon lay ke 1,156,787,805 Giam 1c5/ 4,109,293,425 S6 cu6i ky 100,000,000 4,209,293,425 GiA trI 10 S6 dAu k5/ 60,047,582,108 2,198,657,159 62,246,239,267 S6 cu6i kS, 60,047,582,108 1,191,869,354 61,239,451,462 11 CHI PHI TRA TRU'OC DAI HAN Chi phi tra Ult.& dai hn bao gm cac tai san ducc phan loai lai kh8ng dü Clieu kin ghi nh4n tai san co dinh theo Thong ttr s6 45/2013/TT-BTC, chi phi sira chila van phong claa mOt so Chi nhanh Ulm thuOc va phan bo cong cv dung cv c6 thtri gian sir dung ten nam cuai 19) VND SC; cldu VND Tien thue van phong 2,430,234,080 1,581,036,792 Tien thue quang cao 2,324,569,668 1,523,933,500 Chi phi cong cv dung cv, bao bi 515,013,585 347,611,811 Chi phi sira chira TSCD 384,239,574 369,534,622 Chi phi khac 195,041,428 20,477,768 5,849,098,335 3,842,594,493 24 z , Cong ty Co phan Bao him Ngan hnng Non2 nghip 1309a - DNPNT THUYET MINH BAO CAO TAI CHIN1-1 (fir ngdy 01 thang 10 num 2017 dSn wady 31 than2 12 num 2017) 12 PHAI TRA NG 05'1 BAN NGAN HAN ii tra N4 hop d'iThg bao hre'm Phai tra vS hog ciOng bao him g6c Phcii Ira bai thicang bac hiem Phcii tra hoa hang bao Nem Phcii tra ye chi giam clinh In thcit Ph& Ira hic fro khen 1127.1.672g dgi Phai Ira doanh nghiep tham gia clang bac) hiem Phai tra khac Phai tra hog dOng nh'an tai bao him Phai tra hoat dOng nhwyng tai bao hiSrn Phil tra khac cho nguili ban Phai tra khac Tiing COng 13 Sa cic2211 kJ> VND 60,964,781,934 36,612,592,807 16,294,667,431 47,392,852,500 19,320,645,979 11,427,322,719 10,969,316,373 45,653,900 5,797,640,516 2,362,810,629 1,142,503,958 925,747,925 23,426,441,202 2,361,194,511 141,168,008 2,566,358,529 1,765,073,739 1,059,528,473 1,087,492,531 26,984,713,990 1,397,779,777 1,397,779,777 1,043,491,029 1,043,491,029 62,362,561,711 48,436,343,529 THUE VA CAC KHOAN PHAI NOP NHA NUOC So dAu ky Thus gia tri gia tang Thug thu nh'ap doanh nghiSp ThuS thu nh4p cá nhan Thud khac Ti*Ing cOng 14 S cztai lc)) VND VND 1,349,376,381 13,030,455,020 401,939,540 3,982,562 14,785,753,503 Phát sinh 'Om Sdanp St, phai nOp VND VND (4,911,262,262) 6,590,781,213 (4,064,154,285) (13,030,455,020) (1,219,274,437) 2,411,602,446 (1,470,081) 937,852 4,939,167,226 (19,162,461,800) Se; cu6i VND 3,028,895,332 (4,064,154,285) 1,594,267,549 3,450,333 562,458,929 PHAI TRA NGAN HAN KHAC S'a cuai VND 278,553,128 1,181,376 7,431,300 12,999,436 Kinh phi cong doan Bao hiSm xã hi Bao hiSm y t6 Bao hiSm that nghiSp Phai tra khac - Qufj bao ye ngueri cluvc bcio him - Khen thitang tang ciczi 13, - Phai trcive ca - Phdi tra khac TOng cOng 13,316,645,645 2,352,905,104 6,874,749,236 1,152,092,000 2,936,899,305 13,616,810,885 25 Sa cldu IcS) VND 243,925,912 52,176,140 11,696,047 4,085,999 9,228,987,182 2,076,522,145 4,410,000,000 926,972,000 1,815,493,037 9,540,871,280 COnE4 ty C plu‘n Bac) hiem Ngan hang Non c4 ng,hi0 B09a - DNPNT THUYET MINI-I BAO CAO TAI Cl-liNH (Tir ng ay 01 than 10 num 2017 cle'n n2ay 31 thanc., 12 narn 2017) 15 DOANH THU HOA HONG CHUA DUOC FILIONG Doanh thu hoa hOng chua dugc bao 2Om cac khoan hoa hOng bao hiem chin dugc tinh vao doanh thu kj/ tuang irn2 vai phi nhugng tai bao hiem dugc chuyen sang phan b6 vao cac 1(5, 1(6 toan sau theo Thong tu so 232/2012/TT-BTC cüa BO Tai chinh Sa cuai kj, VND SO du clan nam 5,953,398,721 6,811,898,273 8,271,523,130 5,953,398,721 (6,811,898,273) 8,271,523,130 5,953,398,721 So dir cuai näm 16 VND (5,953,398,721) Phat sinh narn Phan 1)6' vao doanh thu nam Sa clju CAC KHOAN DU PHONG NGHItP VV 16.1 Dr phang phi chwa duvr huong va dy • ',hong bai thwitng VND Dv phong nh,uvrng tai bac) hiem (kW sem tai bdo VND SO dau ky Dv phong phi aura chrqc huang 544,878,400,278 (24,106,789,083) 520,771,611,195 Dr phong bi thi.ramg 162,957,710,043 (55,152,046,491) 107,805,663,552 Tang Ong 707,836,110,321 (79,258,835,574) 628,577,274,747 Dr phong phi chua dugc huong 741,856,809,804 (30,018,677,975) 711,838,131,829 Dr phong bOi thuang 129,147,233,274 (27,415,597,687) 101,731,635,587 Tang Ong 871,004,043,078 (57,434,275,662) 813,569,767,416 Dv ph,ong bdo hiém goc va nhdn tai ehong bdo hiem thuan VND SO cuOi kj, 26 Cong., ty Co phan Bac, hiem Ngan hang Nang n2hi'ep B09a - DNPNT TI-1UYET MINI-1 BAO CAO TAI CI-liNFI (-Fir ng,ay 01 Chang 10 ham 2017 d6n 31 than 12 nam 2017) 16 CAC KHOAN DV' PFIONG NGHICP VLJ theo) 16.1 Dy phbng phi chtra thryc lutowg va (hr phimg bai thidYng (tip theo) 16.1.1 Dv phong phi Dy phong phi boo him gdc va nha'n tai bao hijm 105,943,032,640 11,663,351,609 4,973,725,087 741,032,731 dju VND 398,025,013,410 44,576,904,792 884,057,954 57,414,858 88,460,719,911 6,711,852,144 4,780,375,841 296,495,995 1,152,527,884 741,856,809,804 1,085,565,373 544,878,400,278 cuai kJ) VND 633,238 18,992,393,880 191,277,008 Se; cldu VND 815,932,964 14,371,643,001 416,096,259 1,049,021,625 6,285,575,276 2,450,245,091 183,356,620 707,796,093 4,183,497,776 2,548,863,623 159,521,758 866,175,237 30,018,677,975 903,437,609 24,106,789,083 S'j cuai VND 587,844,434,356 29,253,286,502 285,418,995 Sirc khoe va tai nn ngtrai Tai san va thia hai Hang hod van chuy& Hang khong Xe co giai Chay n6 Than tau va TNDS chi tau Trach nhian Rüi ro tai chinh vã rüi ro tin dung Thia hai kinh doanh Yong nghi0 TOng Ong Dt phong phi nhtorng tai bao him (Tai sari tai bao hijin) khoe va tai nn ngt.r6i Tai san va thia hai Hang hod van chuy& Hang khong Xe co gich Chdy n6 Than tau va TNDS chü tau Trdch nhi'an Rüi ro tai chinh va rui ro tin dung Thia hai kinh doanh Nong nghi4) Tiing cOng 27 Cong ty C phAn Bao hiii Naan hang Nong nghi0 B09a - DNPNT THUYET MINH BAO CAO CHINH ngdy 01 thang, 10 nani 2017 (16.rinQay 31 than2 12 nam 2017) 16 CAC KHOAN Dli PHONG NGH1CP VI) (tip theo) 16.1 phang phi chwa cluTic huThlg va dy phting bai thtthng (ti6p theo) 16.1.2 Dv phong bai thwerng phong bai thtrang bcio hidm gac va nhOn tai boo hidm Sire khoe vã tai nan ngubi Tai san \fa th* hai Hang hoa van chuy6n Hang khong Xe co giai Chay nO Than tau va TNDS chit tau Trach nh*n Rui ro tai chinh va rüi ro tin dung Th*hai kinh doanh N8ng nghi'0 Tiing Ong cuJi VND 50,029,894,237 48,770,659,618 125,220,528 210,960,920 21,794,752,778 6,387,261,998 1,661,677,661 37,358,474 se, d'du ks, VND 43,192,923,304 71,387,646,624 1,502,921,270 102,151,890 20,313,016,220 6,870,715,003 17,808,059,794 1,621,364,509 129,447,060 129,147,233,274 158,911,429 162,957,710,043 cuJi ks, VND 59,437 23,337,472,081 65,070,863 ddu VND 48,955,977 36,110,303,920 739,974,959 140,460,357 3,398,426,557 419,652,176 3,945,851 56,712,260 1,800,577,291 16,331,744,525 9,571,305 50,510,365 27,415,597,687 54,206,254 55,152,046,491 Dy phong bai thtthng nhuvng tái beio hidm (Tai san tai ha° hidm) Sire kh6e va tai nan ngtroi Tai san va thit hai Hang hoa van chuy'L Hang khong Xe co giai Chay n8 Than tau va TNDS chu tau Trach nhi01 Rüi ro tai chinh va rCti ro tin dung Th*hai kinh doanh Nang nghi0 'Ding c§ng 28 Cong ty CO phan Bdo hiern Ngan hdng Nang nglai0 B09a - DNPNT THUYET MINI-1 BAO CAO TAI CI-IINI-I (Tit ngdy 01 thang 10 nam 2017 (16n ng.ay 31 tharill, 12 num 2017) 16 CAC KHOAN PHONG NGHICP V1,1 (ti6p theo) 16.1 Dy phbv, phi chic(' dtrov lurang dy phang bai thiremg (ti6p theo) 16.1.2 Dv phong bji thudeng (t4 theo) Du phang b6i therng bao g6m: Du phong b6i thuimg cho cac t6'n that chua giai guy& tai thbi dim 31 thang 12 nam 2017 dugc trich lap dip Li& tinh ton that cho timg \iv ton that thu6c trach nhiem bao hiem dã dugc th6ng bao hoac yeu cau tren toan nhung chtra clugc giai quyet tai theti diem 31 thang 12 nam 2017 Khoan du pheng dtrgc trich a mire 92,003,967,370 VND tai thoi diem 31 thang 12 atm 2017 Trong do, phan trach nhiem bao hiem c6 th6' thu h6i dugc tir cac c6ng ty nhan tai bao hiern lien quan d6n cac IN ton that neu tren tr&c tinh la 25,655,858,032 VND Dkr phang b6i thlthng cho cac t6n that dã phat sinh thu6c trach nhi'em bao him nhtmg chtra khi6u.nai ti thoi diem 31 thang 12 nam 2017 dugc troc tinh la vao khoang,37,143,265,904 VND tai theri diem 31 thang 12 nam 2017 Phan du phong boi thtrimg cho cac ton that dä phat sinh trach nhi'ern bao hiem nhung chua khieu nai tang nam la 1,759,739,655 VND, dugc ghi nhan vao bao cao ket qua hoat Ong kinh doanh giCia nien O 16.2 Dv plibng dao d'Ong Ian So cue.i k-S1 S ddu kJ) VND VND SO du (IL kS, 63,243,475,751 52,818,684,294 S6 trich lap them kY 11,794,362,222 10,424,791,457 75,037,837,973 63,243,475,751 S6 sir dung kS, SO du cuti 1(3, 29 Cong ty Co ph'an Bao hieh m Ngan hang N6ng nghi0 B09a - DNPNT TIIUYET MINH BAO CAO TAI CHiNII (Tr 01 thang 10 nam 2017 cle'n 31 thang 12 nam 2017) 17 VON CHU SO 110.1 Van gap cita chit Theing dir van ca hitu phtin VND VND Quy dau !Et Ca phiiu quy phat trien Quy cly• Ira bat buac VND VND VND Loi nhu an sau thue' chug phtin phoi VND Tang c(ing VND KY truck: SO clan kY 380,000,000,000 12,000,000,000 (13,898,400,000) 36,767,680,241 21,473,317,671 Lgi nhuan thuan Gam nam - 120,697,541,376 557,040,139,288 111,148,526,045 111,148,526,045 (66,437,563,216) 16,365,508,723 5,557,426,302 (88,360,498,241) 16,365,508,723 5,557,426,302 (21,922,935,025) Trong do: - Trich guy dtt tra bit buoc va guy clan tu• phcit trien - Trich quy khen thwong phfic kri (21,091,539,084) (21,091,539,084) - Trti cd ttc nam (44,210,160,000) (44,210,160,000) Sti Thtroirg ban di'du hanh (1,135,864,132) (1,135,864,132) 380,000,000,000 12,000,000,000 (13,898,400,000) 53,133,188,964 27,030,743,973 143,485,569,180 601,751,102,117 380,000,000,000 12,000,000,000 (13,898,400,000) 53,133,188,964 27,030,743,973 143,485,569,180 601,751,102,117 128,423,588,893 128,423,588,893 - 33,000,000,000 6,421,179,445 (111,758,709,485) (72,337,530,040) - 33,000,000,000 6,421,179,445 (39,421,179,445) KY nay: dau nhu:an thuan ky Tang (giam) Trong do: - Tricia quy du• trit bat buck va quy dazt lit phat trien - Mich quy khen anteing phfic loi (26,600,000,000) (26,600,000,000) - Trci ca tic (44,210,160,000) (44,210,160,000) (1,527,370,040) (1,527,370,040) 160,150,448,588 657,837,160,970 - Thicorg ban die'u hanh Sti cutiikS, 380,000,000,000 12,000,000,000 (13,898,400,000) 30 86,133,188,964 33,451,923,418 Cong ty C phn Bao hi6m Ngan hang Nong nghi'0 B09a - DNPNT THUYET MINH BAO CAO TAI CHiNH (Tir 01 thang 10 Liam 2017 an 31 than2 12 nam 2017) 17 VON CHt SO HfrU (tiep theo) 17.1 Chi till von i gop cluz chfi so hrru Ngay 30 thang nom 2017 VND Ngan Hang Nong nghiep vá Phat trien Nong th6n Viet Nam T6ng Cong ty Tdi bao hiem Qt.i6c gia Viet Nam V6n gOp cüa cdc c6 &mg khdc Tong ding 17.2 Ngery 31 arcing 12 neim 2016 VND 195.000.000.000 51.32 195.000.000.000 51.32 32.000.000.000 153.000.000.000 8.42 40.26 32.000.000.000 153.000.000.000 8.42 40.26 380.000.000.000 100 380.000.000.000 100 Cric giao dich v'e vim Vol clic chi se' him va pluin phai Co tfiv Giai cloan tàichInh chin thing két thfic 30 Mang nam 2017 VND Giai doan tai chinh chin thcing thfic 31 thang 12 mini 2016 VND V6n gop dau nam Von Op tang nam V6n gop giam nam 380.000.000.000 380.000.000.000 VOn gOp cad nam 380.000.000.000 380.000.000.000 CO tire dã cong 1)6 (44.210.160.000) (44.210.160.000) Von ta so• him 17.3 Co phiiu Ngay 31 %hang 12 nam 2016 Ngay 30 thcing nein: 2017 CO phieu clang 14 Oat hanh CO phieu lid ban Ong chang Co phieu pito thong Co phieu tru ddi Co phieu quy Co phieu thong CO phieu tru di phitu dang kru Minh Co phieu thOng CO phieu tru dai Gia VND Sd lugng Gith tri VND 38.000.000 380.000.000.000 38.000.000 380.000.000.000 38.000.000 392.000.000.000 38.000.000 38.000.000 392.000.000.000 38.000.000 392.000.000.000 392.000.000.000 13.898.400.000 1.158.200 13.898.400.000 1.158.200 13.898.400.000 13.898.400.000 36.841.800 368.418.000.000 36.841.800 368.418.000.000 36.841.800 368.418.000.000 36.841.800 368.418.000.000 1.158.200 1.158.200 Menh gia cO phi6u dang ltru hanh (VND/c6 phiL): 10.000 Gia tri cUa cac cô phiL thong da ban cOng chimg bao gm menh gia \fa thang dt.r von co phAn 31 Cong ty C6 philn Bao him Ngan hang Nong ngl*p B09a - DNPNT THuYET NI1N1-1 BAO CAO TAI CHIN11 (Tr 01 thang 10 nam 2017 ckin 31 than2 12 ndm 2017) 18 DOANH THU PHI BAO H1EM Phi bao him g6c Cac khoan giam trir phi bao hi6m g6c Phi nhan tai bao him Tang dkr phong phi bao him g6c va nh4n tai bao hi6m Tiing cOng 18.1 Doanh thu VND 289,405,927,047 (2,380,876,535) 1,831,607,686 (24,590,769,338) 264,265,888,860 K.)) VND 234,512,130,901 33,285,781,547 1,125,427,492 KS, truck VND 210,976,035,602 23,189,286,013 818,683,141 57,236,125,129 7,482,247,079 3,013,511,221 9,363,637 47,751,649,460 4,064,914,149 2,515,532,469 12,178,462 1,239,885,117 337,904,472,123 77,647,751 289,405,927,047 KS/ VND K.)) fru& VND 603,800 1,783,519,582 biio hrjni gac Sirc kh6e va tai Ilan nguai Tai san va th* hai Hang hod vd'n chuye'n Hang khong Xe co, giai Chay n6 Than tau va TNDS chü tau Trach nhim Rüi ro tai chinh va rCji ro tin dung Th* hai kinh doanh N6ng nghi0 Tiing cOng 18.2 trig& Ks VND 337,904,472,123 (2,600,934,923) 210,152,792 (146,940,609,868) 188,573,080,124 Doanh thu phi nh'On tcii bao hijm Sirc khoe va tai nn nguari Tai san vã th* hai Hang hod vd'n chuy6n Hang khong Xe ccx giai Chay n6 Than tau Nth TNDS chti tau Trdch nhim RCii ro tai chinh va rui ro tin dung Th*hai kinh doanh Ming nghi0 Ping cOng 179,718,435 (7,964) (242,128) 32 27,420,284 35,599,653 (4,915,204) 18,883,040 1,180,980 210,152,792 1,831,607,686 Cong ty Ce) phAn Bao him Nan hang Nong nghi'0 B09a - DNPNT THUYET MINH BAO CAO TAI CHINH (Tir neay 01 thane, 10 nam 2017 cle'n neay 31 thane, 12 nam 2017) 19 PHI NHUONG TA! BAO [HEM Tang phi nhtrong tái bao him Tang dkr phong phi nhugng tai bao hie'rn Tiing ecing 19,1 KS, Inc& VND 15,532,303,461 (902,926,277) 16,435,229,738 K)) VND 764,400 10,053,051,464 624,524,716 KS, frit& VND 107,520,220 11,205,347,825 198,728,660 580,591,571 4,813,034,441 1,583,239,006 380,404,100 2,453,176,241 1,174,579,409 924,936,046 18,580,141,644 12,547,006 15,532,303,461 KS, VND 3,496,585,860 KS, truac VND 4,063,905,449 3,496,585,860 4,063,905,449 Tong phi nhuvng (di bdo Nem Sire kh6e va tai nan nguai Tai san va thie't hai Hang hod vOn chuye'n Hang khong Xe ca giai CM), n6 Than tau va TNDS chi' tau Trach nhie'm Rüi ro tai chinh va rcii ro tin citing Thiel hal kinh doanh N6ng nghip TOng cOng 20 KY VND 18,580,141,644 2,649,410,923 15,930,730,721 HOA HONG NHVONG TAI BA() HIEM Hoa hOng nhugng tai bao him Hoar' hoa h6ng, giam hoa hOng TOng cOng 33 Cong ty Co phAn Bao him Ngan hang Nong ng,hiO B09a - DNPNT muYET MINH BAO CAO TA! CH1N1-1 (Tr 01 than 10 ndm 2017 d6n ngdy 31 than 12 nam 2017) 20 HOA HONG NHUVNG TAI B k0 HIEN' (ti6p theo) floa hang nincang bao bao gain: KS) VND Sire kh6e va tai nn ngtreri Kji fru& VND 16,850,260 16,672,459 1,981,973,242 2,858,888,150 203,438,248 88,024,913 Xe ca gi6i (338,943,833) 144,555,901 Chdy n6 Than tau va TNDS chit tau 1,234,499,475 361,931,134 694,058,238 237,414,385 (5,058,504) 13,154,922 41,895,838 142,230 10,994,251 3,496,585,860 4,063,905,449 Tai san va thi6t hi Hang hod vdn chuy6n Hang khong Trach nhi6rn Rüi ro tai chinh va rüi ro tin ding Thi6t hai kinh doanh Nong nghi6p Tang Ong 21 TONG CHI BOI THUtiNG 13;i0 HIEM T6ng chi b6i thtr?mg g6c va b6i thtremg nhdn tai - Chi bai thwerng bao hilm gac - Chi bai thuang nhan tai bcio him Cdc khoan giam trir (Thu doi ngtrai thir ba b6i hoan, thu hang da xir 1$, bOi thuang 100%) Thu b6i thtrang nhtrang tdi bao him Tang dkr phong b6i thtretng bao him g6c va nhdn tdi bao hi6rn Tang (iv phang b6i thlrong nhupg tái bao him Tang chi bai thuirng bao him 34 KS) tritac KS) VND 101,740,583,631 100,716,653,217 1,023,930,414 VND 73,912,666,818 73,038,425,085 874,241,733 776,593,797 416,254,895 10,315,766,894 998,196,523 (11,401,222,473) 10,502,624,441 (651,970,016) 4,404,930,787 79,898,970,483 78,595,909,054 Cong ty C phtin Bao him Ngan hang Nong nghi"0 B09a - DNPNT THUYET BAO CAO TAI CI-liN1-1 (Tit 01 than 10 num 2017 dn 31 thanu 12 nam 2017) 21.1 Chi phi boi thlthng btio hie'm gic Süc khoe va tai rip ngtrbi Tai san va thiet hai Hang hod van chuyen Hang khong Xe ca giai Chdy nO Than tau va TNDS chü tau Trach nhiern RUi ro tai chinh va rüi ro tin dung Thiet hai kinh doanh Ming nghiep Tang cOng 21 TONG CHI BOI THU'ONG BAO HIEM (tip theo) 21.2 Chi bii thweing nhtin tái biio hum Sire Ichoe va tai nn ngtroi Tai san va thiet hai Hang hod van chuyen Hang khong Xe ca gioi Chdy n6' Than tau va TNDS cha tau Trdch nhiern Rui ro tai chinh va riii ro tin dting Thiel hai kinh doanh Nong nghi'ep Tong cOng KY VND 59,666,299,564 4,494,091,126 Kj> tricac VND 49,139,984,506 1,841,627,846 26,621,923,448 88,929,109 9,845,409,970 21,663,149,679 100,716,653,217 73,038,425,085 KY VND KY truck VND 709,978,287 3,086,931 257,414,401 818,407,508 102,357,743 (48,906,948) 1,023,930,414 35 393,663,054 7,428,629 48,263,341 142,255 874,241,733 Cong ty Co phAn Bao him Ngan hang Nona- nghi0 B09a - DNPNT THUYET MINIl BAO CAO TAI CHINH (Ur 01 thang 10 nam 2017 cn ngity 31 thang 12 nilm 2017) 21.3 Thu bbi thwowg nhu'vng bao Win KS, VND Sire khoe va tai nn ngtrbi Tai san va thiet hi Hang hod van chuy'en Hang kh6ng 18,423,902 793,918,321 Xecogiâi 36,966,197 Chdy n6 80,368,250 Than tau va TNDS cha tau KS, int.& VND 364,517,256 255,199,619 57,387,733 112,448,562 9,386,090,224 208,643,353 10,315,766,894 998,196,523 KSJ VND 21,088,167,914 37,499,962,171 714,399,272 20,751,436,918 67,436,174 15,000,000 K.)) trulac VND 40,781,258,549 30,810,124,664 680,373,497 17,041,127,719 2,620,493,086 2,540,333,208 13,331,196,721 10,276,436,792 58,588,130,085 71,591,383,213 Trach nhiem Rüi ro tai chinh va rid ro tin dung Thiet hai kinh doanh Meng nghiep T6ng cOng 22 CHI PHi KHAC HOAT DONG KINH DOANH BAO HIEM Chi hoa h6ng bao him Chi khdc hog dOng kinh doanh bao him Chi giam dinh tan that Chi dao tgo dqi 1j, Chi danh gia rid ro cña di tugng bao hkm Chi di' phong On chi rid ro tan thth Chi trich nap cac qu:y- Phong chay chaa chay, BOo hiim xe co gial Chi khac Ping Ong 271,853,448 Chi khdc bao g6m cac khoan chi phi lien quan toi hog Ong khai thdc bao hi*ern nhtr: chi phi tip khach, chi khen thuang di 1, chi he) trcr dai 36 Gong, ty Co phan Bao hiem Ngan hang Nong nghiep B09a - DNPNT THUYET BAO CAO TA! CI-liNH (Tir 01 thang 10 nam 2017 dL 31 thang 12 nani 2017) 23 DOANH THU HOAT DONG TAI CII1NH Lai chenh kch tS, aid Thu lai tin gri có kSi hdn Thu lai tin gCri khong T4ng Ong 24 KS) Kj; tilt& VND VND 12,688,981 100,650,423 21,670,380,291 17,821,463,856 39,982,318 44,568,150 21,723,051,590 17,966,682,429 KS) KS) triroc CHI PH! HOdNT DOG TAI CHiNH chenh 1ch tS, gid VND VND 38,746 75,863,380 Chi thu ttic phi ngan hang 7,195,000 2,600,000 Ting ci)ng 7,233,746 78,463,380 KS, KS, truac VND VND 24,329,838,444 42,735,720,406 2,975,397,295 2,160,820,412 25 CHI PH! QUAN DOANH NGHItP Chi phi nhan vier' Chi phi vat lieu Chi phi d clang van phong Chi phi khau hao TSCD Thue, phi va phi Chi phi dich vu mua ngoai 971,890,039 675,887,636 1,934,307,353 1,817,731,733 3,912,658,704 3,366,201,837 12,248,947,128 10,346,929,584 499,606,777 573,042,968 Chi phi bang tin khac 32,201,724,097 27,983,632,784 Ti;ng Ong 79,074,369,837 89,659,967 360 Chi phi dkr phOng nor phai thu kh6 del Ong Dao Duy, Trung Pho Phong Ke toan Tai chinh Ong Pham Minh Tri Truang Phong Ke toan Tai chinh Ha NOi Ngay 22 thang 01 nam 2018 37 hi Tinh Tong Gam