MINISTRY OF FINANCE ACADEMY OF FINANCE GRADUATION THESIS OUTLINE Topic: IMPROVE THE QUALITY OF CREDIT APPRAISAL AT VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - SA THAY DISTRICT BRANCH Full name : TRƯƠNG THỊ YẾN NHI Class : CQ57/15.03 Instructor : Dr NGUYỄN THỊ THÙY DUNG HÀ NỘI - 2023 Chapter I THE ORETICAL OVERVIEW OF CREDIT ASSESSMENT AT COMMERCIAL BANK 1.1 Bank credit 1.1.1 Bank credit concept 1.1.2 Features of bank credit 1.1.3 The role of bank credit 1.1.4 Bank credit classification 1.1.5 Forms of credit 1.2 Credit appraisal 1.2.1 Credit appraisal concept 1.2.2 Credit appraisal process 1.2.3 Purpose of credit appraisal 1.2.4 Content of credit appraisal 1.2.5 Criteria assess the quality credit appraisal 1.3 Experience of commercial banks in improve the quality of credit appraisal and lesson learned in improve the quality of credit appraisal activitives for Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 1.3.1 Experience of commercial banks in improve the quality of credit appraisal 1.3.2 Lesson learned in improve the quality of credit appraisal for Vietnam bank for Agricultures and Rural Development - Sa Thay District branch Chapter II CREDIT APPRAISAL AT VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - SA THAY DISTRICT BANK 2.1 An overview of the Vietnam bank for Agriculture and Rural Development - Sa Thay District branch 2.1.1 The process of formation and development Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.1.2 The function of Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.1.3 Organizational structure of Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.2 Overview of business activities at Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.2.1 Mobilized capital activities 2.2.2 Lending activities 2.3 Credit appraisal status at Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.3.1 Credit appraisal process at Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.3.2 Credit appraisal status at Vietnam bank for Agricultures and Rural Development - Sa Thay District branch 2.3.3 Assess the credit appraisal at Vietnam bank for Agricultures and Rural Development - Sa Thay District 2.3.3.1 Result achieved 2.3.3.2 Limitations and causes Chater III SOLUTIONS TO ENHANCE THE QUALITY OF CREDIT APPRAISAL AT VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT - SA THAY DISTRICT BANK 3.1 Strengthen the management and supervision of the process of collecting and processing information for credit appraisal 3.2 Improve the quality of human resources 3.3 Invest in and renew banking equipment and technology 3.4 Some recommendations 3.4.1 Recommendations to the State 3.4.2 Recommendations to the State Bank 3.4.3 Recommendations to the Vietnam Bank for Agriculture and Rural Development CONCLUDE