... the Bank Holding Company Act of 195 6 7Deregulation Act of 198 0The Depository Institutions Deregulation and Monetary Control Act (DIDMCA) was enacted in 198 0DIDMCA has two categories ... bank’s risk 1 Chapter 18Bank RegulationFinancial Markets and Institutions, 7e, Jeff MaduraCopyright ©2006 by South-Western, a division of Thomson Learning. All rights reserved. 19 Regulation ... the creation of the FDIC in 193 3 as a response to bank runsAbout 5,100 banks failed during the Great DepressionDeposit insurance has increased from $2,500 in 193 3 to $100,000 todayInsured...