... return required by investors:++∆∆=∆ ),( RPRfkf+++∆∆∆∆=∆ - ),,,( DEFMSECONINFfRf 1 Chapter 20Bank PerformanceFinancial Markets and Institutions, 7e, Jeff MaduraCopyright ©2006 ... conditions were weakened and the volume of bank loans declined - ? - ),,( MANABINDUSECONfRP ∆∆∆=∆ 2 Chapter OutlineValuation of a commercial bankPerformance evaluation of banksRisk evaluation...