... 2012 Cambridge Business & Economics Conference ISBN : 9780974211428 Factors influencing borrower’s behavior and decision making patterns in the success of a micro finance ... Institute of Communications & Economics (NICE) Karachi, Pakistan Tel.: 0092-21-34547417, Cell: 0092-300-2267677 Factors influencing borrower’s behavior and decision making patterns towards micro ... economy. Mosely & Hulme (1998) studied 13 MFIs in seven countries (Bolivia, Indonesia, Bangladesh, Sri Lanka, Kenya, India, and Malawi) and developed an "impact frontier" defining...