Determinants of bank lending

... this paper not necessarily reflect those of the European Central Bank The statement of purpose for the ECB Working Paper Series is available from the ECB website, http :// www.ecb.europa eu/pub/scientific/wps/date/html/index ... the equity ratio, the 14 ECB Working Paper Series No 1096 Septembre 2009 dependent variable can be directly linked to the regul...

Ngày tải lên: 15/03/2014, 10:20

... detect the determinants of commercial bank net interest margin, with focus on the Lebanese banking sector This sector provides an interesting case study for analysing how banks set their interest ... favour of the Lebanese Pound has brought the level of dollarization of (resident private sector) loans from 87.01% at the beginning of 2001 to 77.28% at...

Ngày tải lên: 22/03/2014, 17:20

... BANK- SPECIFIC, INDUSTRY-SPECIFIC AND MACROECONOMIC DETERMINANTS OF BANK PROFITABILITY Panayiotis P Athanasoglou Bank of Greece Sophocles N Brissimis Bank of Greece and University of Piraeus ... Athens University of Economics and Business ABSTRACT The aim of this study is to examine the effect of bank- specific, industry-specific and macroeconomic...

Ngày tải lên: 22/03/2014, 23:20

... understand the trend of the bank interest spread in the country This paper makes use of panel data techniques to uncover the main determinants of the bank interest spreads in Brazil A question that the ... in bank interest margins and an increase in credit Figure illustrates the behavior of the bank interest spread in Brazil for both...

Ngày tải lên: 22/03/2014, 23:20

... Revolving portfolios 30 Determinants of bank interest margins: Impact of maturity transformation1 Introduction The theory of financial intermediation attributes a number of activities, commonly ... industry and stabilization effects of government bailouts Jakob Bosma Micheal Koetter Michael Wedow 17 2012 Determinants of bank interest margins: impact of mat...

Ngày tải lên: 29/03/2014, 13:20

... Accordingly, the standard deviation of the size of US banks is roughly half of the standard deviation of the size of EU banks Table A1: Macro-variables and US vs, EU separately The sample consists of the ... within banks only Table X (Bank fixed effects and the speed of adjustment) The importance of bank fixed effects casts further doubt on regulation as a...

Ngày tải lên: 11/08/2014, 01:20

... Professor at the IIUM Institute of Islamic Banking and Finance, International Islamic University Malaysia Mailing address: 20 5A Jalan Damansara, Damansara Heights, 50480, Kuala Lumpur, Malaysia ... Article Military-Madrasa-Mullah Complex A Global Threat 11 Determinants of Bank Performance in a Developing Economy: Does Bank Origins Matters? Global Business Review 13...

Ngày tải lên: 30/10/2014, 09:02

... M&As, many of them of foreign banks acquiring domestic banks Since 1997 foreign banks in Mexico have increased their participation in the banking sector, by 2004 they controlled 82% of bank assets ... Villalpando (2009) when analyzing the determinants of bank performance in Mexico, accepting both market power hypotheses and rejecting the ES hypothesis Turning to t...

Ngày tải lên: 30/10/2014, 09:02

... into the of the big The Bank of China and China Construction Bank each received $22.5 bn in 2003; $15 bn went to the Industrial and Commercial Bank of China in 2005 For more detail on bank reforms, ... Bank of China, Bank of China Limited, China Construction Bank Corporation, China Merchants Bank Co Ltd., China Minsheng Banking Corporation,...

Ngày tải lên: 30/10/2014, 09:14

... structure of Vietnamese commercial bank system The study analyzes capital structure problem in the background of restructuring banking system process of Vietnamese Government and State Bank of Vietnam ... (M&M theory, 1958) After the capital structure theory of Modigliani and Miller, many theories about capital structure are in tum released The study...

Ngày tải lên: 15/05/2017, 20:53

... translated into bank credit, the chief motivation of our study By effectively constraining new bank lending, a continued weakness in the banking sector following the crisis, tended to offset the impact ... amount of credit supply In other words, after monetary easing, banks’ net worth could increase, causing a decline in the EFP With lower cost of funds, banks are more willin...

Ngày tải lên: 18/06/2016, 20:30

... representatives of the Bank of Japan had a public row with the Ministry of Finance over measures of bank capital and the extent of the non-performing loan problem The general features of banking sector ... episodes of banking sector distress and the characteristics of economies in the lead-up to and aftermath of episodes of banking sector distress This sect...

Ngày tải lên: 10/12/2013, 10:15

... 2009 International Monetary Fund WP/09/15 IMF Working Paper African Department The Determinants of Commercial Bank Profitability in Sub-Saharan Africa Prepared by Valentina Flamini, Calvin McDonald, ... “Dynamics of Growth and Profitability in Banking,” Journal of Money, Credit and Banking 36, 1069-1090 Heggestad A (1977) “Market Structure, Risk and Profitability...

Ngày tải lên: 06/03/2014, 14:20

... action, and that the response BANK LENDING AND TRANSMISSION OF MONETARY POLICY 61 occurs discretely at the time of the bank examination that results in the enforcement action Furthermore, the imposition ... several testable hypotheses concerning both the responsiveness of loans to changes in monetary policy and BANK LENDING AND TRANSMISSION OF...

Ngày tải lên: 15/03/2014, 10:20

... statistics on size and decomposition of bank interest margins and profitability Second, we use regression analysis to examine the underlying determinants of interest spreads and bank profitability The ... and explicit taxes play in raising spreads and goes on to discuss some of the determinants of bank cost and profits, such as inflation, scale economies,...

Ngày tải lên: 15/03/2014, 14:20