... combine experimental and survey evidence from India and Indonesia to argue that the demand for bank savings accounts is not constrained by lack of financial literacy, but rather by high prices ratio ... offer insurance in case of a funeral or other catastrophic events (Dupas and Robinson, 2012) Finally, while bank savings are made individually, ROSCA contributions are made in...
Ngày tải lên: 06/03/2014, 10:20
... personal communication, 10 August 2009) Renggli conducted a situational analysis in Africa that focused on organizations that provided training in clinical management of HIV infection, including ART ... within professions by the tasks performed It is important to assess the tasks performed and training needs to allocate training resources appropriately Training initiatives sho...
Ngày tải lên: 18/06/2014, 17:20
Báo cáo y học: "Impact of the introduction of new vaccines and vaccine wastage rate on the cost-effectiveness of routine EPI: lessons from a descriptive study in a Cameroonian health district" potx
... into the Expanded Program of Immunization (EPI) in Cameroon in February 2009, alongside the other traditional vaccines BCG, OPV, Measles and yellow fever (YF) vaccines The Ngong health district in ... vaccines and vaccine wastage rate on the cost-effectiveness of routine EPI: lessons from a descriptive study in a Cameroonian health...
Ngày tải lên: 13/08/2014, 11:22
Credit channel, trade credit channel, and inventory investment: evidence from a panel of UK firms pot
... firm-years rather than simply firms See Carpenter and Guariglia (2003), Bond and Meghir (1994), Kaplan and Zingales (1997), Guariglia and Schiantarelli (1998), and Guariglia (2000) for a similar approach ... differentiating the effects of the latter variable across small firm-years making a low use of trade credit; small firm- years making a high use of trade cre...
Ngày tải lên: 06/03/2014, 08:20
Enterprise Adjustment and the Role of Bank Credit in Russia: Evidence from a 420 Firm''''s Qualitative Survey pdf
... good enterprises, they appear unable to ration bad ones Enterprise Adjustment and the Role of Bank Credit in Russia: Evidence from a 420 Firm's Qualitative Survey ENTERPRISE ADJUSTMENT AND THE ROLE ... Enterprise Adjustment and the Role of Bank Credit in Russia: Evidence from a 420 Firm's Qualitative Survey In 1996,...
Ngày tải lên: 06/03/2014, 08:20
THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION docx
... THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION ABSTRACT This paper examina the efficiency and price effects of mergers by applying a frontier profit ... potential or capacity t o improve Another potential explanation of the increase in measured profit efficiency from megamergers may be the speci...
Ngày tải lên: 06/03/2014, 08:21
Working PaPer SerieS no 1272 / DeCeMBer 2010: THe iMPaCT of PuBliC guaranTeeS on Bank riSk Taking eviDenCe froM a naTural exPeriMenT pptx
... during the crisis ECB Working Paper Series No 1272 December 2010 Introduction In this paper we empirically analyze the impact of public guarantees on the risk taking of banks in the context of a natural ... between the removal of guarantees and the reduction in risk taking of savings banks, consistent with significant moral hazard effect...
Ngày tải lên: 15/03/2014, 10:20
báo cáo hóa học:" The validity of self-rated health as a measure of health status among young military personnel: evidence from a cross-sectional survey" pot
... brevity and apparent validity as a marker for health and health behaviors, self-rated health may prove to be a useful tool for assessing health status among young military members Self-rated health ... health behaviors (e.g., tobacco, alcohol and drunk driving habits) to examine the validity of self-rated overall health as a measure of health...
Ngày tải lên: 20/06/2014, 15:20
Bóa cáo y học: "Is the value of a life or life-year saved context specific? Further evidence from a discrete choice experiment" ppt
... subjective and actuarial estimates of life- expectancy in a sample of 2037 Americans aged 18–95 Specifically, males typically evaluated their life- expectancy at approximately years longer than was predicted ... health and non-health attributes in the present study may have biased parameter estimates Note in particular that the WTP estimates reported above for the value of...
Ngày tải lên: 13/08/2014, 11:22
Evaluation of Nutrient Loads from a Citrus Orchard in Japan
... Study Area Study area including in a citrus orchard is located in Shizuoka Prefecture, in central Japan (Fig 1) This area is famous in Japan for the production of high quality mandarin oranges ... of Japan Water Works Association., 53(2), 38-44 (in Japanese) Komai Y., Umemoto S., Inoue T and Imai A (2003) Evaluation of annual loadings of major ionic species an...
Ngày tải lên: 05/09/2013, 10:15
Estimation of emissions of nonmethane organic compounds from a closed landfill site using a landfill gas emission model
... Nonmethane organic compounds (i.e VOCs) emitted from the studied closed landfill site using Landfill Gas Emission Model 1.1 Landfill gas emission model The landfill gas emission model used in this paper ... represents range of values of the total annual mass emission rate of nonmethane organic compounds (NMOC) in the studied landfill aft...
Ngày tải lên: 05/09/2013, 16:11
Tài liệu Accounting Practices and the Market Valuation of Accounting Numbers: Evidence from Indonesia, Korea, Malaysia, the Philippines, Taiwan, and Thailand doc
... examines the relation between accounting numbers and firm market values in six Asian countries with diverse accounting practices: Indonesia, Korea, Malaysia, the Philippines, Taiwan, and Thailand ... was the primary basis for accounting standards in Indonesia, Malaysia, and Thailand (although Thailand has also been influenced by US GAAP) US GAAP, on t...
Ngày tải lên: 17/02/2014, 09:20
Tài liệu FY 2013 DEPARTMENT OF LABOR BUDGET IN BRIEF doc
... in the job market Training services include options such as on-the-job training, skill upgrading and retraining, entrepreneurial training, customized training, occupational training, and training ... them in entering into and remaining in training In FY 2013, as part of the Secretary’s strategic priorities, the Department has set a goal to increase the credential attainment rat...
Ngày tải lên: 18/02/2014, 21:20
THE REPRODUCTION OF LABOR-POWER IN THE GLOBAL ECONOMY, MARXIST THEORY AND THE UNFINISHED FEMINIST REVOLUTION ppt
... was the revolt of women against housework in Europe and the US, and later the rise of feminist movements across the planet, in the 1980s and 1990s that triggered the most radical rethinking of ... to a rethinking of Marx's categories, and a new understanding of the history and fundamentals of capitalist development and the class struggle Starting...
Ngày tải lên: 05/03/2014, 17:20