Credit risks and default behavior of mortgagors

... CREDIT RISKS AND DEFAULT BEHAVIOR OF MORTGAGORS LIU BO (M Ec., TJU; B Eng., TJU) A THESIS SUBMITTED FOR THE DEGREE OF DOCTOR OF PHILOSOPHY DEPARTMENT OF REAL ESTATE NATIONAL UNIVERISYT OF ... Split population model, which allows the separation of “probability of default and “time-to -default and the existence of “non-defaulters”, and have better fitting than...

Ngày tải lên: 10/09/2015, 15:48

... borrowing.2 A summary of the recent use of macroprudential measures in Latin America is reported in Table Despite their increasing use, the effectiveness of macroprudential policies in leaning against ... measure the changes in RRs and in other macroprudential policies Our findings indicate that RRs and other macroprudential policies lead to a moder...

Ngày tải lên: 06/03/2014, 04:21

... concentrates on the supervisory and prudential implications of rapid credit growth, and on how prudential and supervisory policies could be used in strengthening the resistance of the financial ... to the borrower, the purpose and use of the loans, their sectoral composition and concentration, the currency denomination, and the maturity and o...

Ngày tải lên: 06/03/2014, 08:20

... Credit Unions and the Supply of Insurance to Low Income Households Section Introduction One aspect of the vicious circle of poverty in distressed neighbourhoods is the paucity of institutions ... will, of course, be a function of the decision variables of the credit union so that x L = x L(c,s,t) The operation of the credit union The first...

Ngày tải lên: 15/03/2014, 07:20

... understanding of the characteristics of this peptidase, which would be of industrial use in the debittering of fermented foods Results and Discussion Cloning and expression of Lc lactis prolidase The prolidase ... protein engineering of this enzyme In the present study, the prolidase- coding gene, pepQ, was isolated from Lactococcus lactis NRRL B-18...

Ngày tải lên: 30/03/2014, 04:20

... credit growth and banking structure of the Central and Eastern European Countries (CEE) The first essay studies the importance of bank ownership on this growth, the second explores the influence of ... Credit Growth in Central and Eastern European Countries, studies the importance of bank ownership structure for the growth of cr...

Ngày tải lên: 03/06/2014, 02:21

... conduction band (CB) and the valence band (VB) of WO3 were higher than the CB and VB of TiO2 and fullerene When the hole and electron pairs were also generated and separated on the interface of WO3, ... Preparation, characterization and photocatalytic behavior of WO3-fullerene/TiO2 catalysts under visible light Nanoscale Research Letters 2011 6:459 Submit y...

Ngày tải lên: 21/06/2014, 01:20

... field emitters Adv Mater 2007, 19:2593 30 Zhang Y, Lee CT: Site-controlled Growth and Field Emission Properties of ZnO Nanorod Arrays J Phys Chem C 2009, 113:5920 31 Patra SK, Rao GM: Field emission ... Cooperative and Anisotropic wetting for Liquid Reprography Adv Mater 2009, 21:1 doi:10.1186/1556-276X-6-74 Cite this article as: Yao et al.: Morphology-dependent field...

Ngày tải lên: 21/06/2014, 06:20

... the uniqueness of solution of the Laplacian wave equation 1.1 - 1.2 for n To the best of our knowledge, there are few information on the uniqueness of solution of 1.1 - 1.2 for n > and p > In this ... ds with G x, u Gao and Ma in also considered the global existence of solution for 1.1 - 1.2 In Theorem 3.1 of , the similar results to 1.4 - 1.5 for asymptot...

Ngày tải lên: 21/06/2014, 07:20

... equations,” Journal of the Mathematical Society of Japan, vol 30, no 4, pp 747–762, 1978 19 Y Ye, Existence of global solutions for some nonlinear hyperbolic equation with a nonlinear dissipative ... Journal of Mathematics, vol 28, no 112, pp 473–486, 1977 H A Levine, “Instability and nonexistence of global solutions to nonlinear wave equations of the form P...

Ngày tải lên: 21/06/2014, 18:20

... Global existence and asymptotic behavior of smooth solutions for a bipolar Euler–Poisson system in the quarter plane Yeping Li Department of Mathematics, Shanghai Normal University, Shanghai ... Next, by the standard continuous arguments, we can obtain the global existence of smooth solutions That is, we combine the local existence and a p...

Ngày tải lên: 21/06/2014, 20:20

... recently The results of these additional studies will be presented elsewhere Tensile Behavior of As-Synthesized TiO2 1D Nanostructures Nanoscale tensile loading [20–22] of individual TiO2 1D nanostructures ... introduction of sccm O2 into the reaction chamber suppressed the growth of TiO2 nanostructures, but enhanced the formation of polycrystalline TiO2 film Similar...

Ngày tải lên: 22/06/2014, 00:20

... aqueous solutions of pyrrole, containing sodium salicylate and tiron additives The films exhibited capacitive behavior and can be utilized for the fabrication of electrodes of ES using low-cost ... The capacitive behavior of the electrodes was studied using a potentiostat (PARSTAT 2273, Princeton Applied Research) controlled by a computer using the PowerSuite electro...

Ngày tải lên: 22/06/2014, 00:20

... compared effect of two nonionic surfactant stabilized emulsions on ZnS nanoparticles size Shao et al [16] studied the role of oleic acid and TOP on growth and agglomeration behavior of cobalt ... characterization of ZnS nanoparticles have been discussed and compared The effect of type of surfactants (with different head group) on agglomeration beha...

Ngày tải lên: 22/06/2014, 00:20

... 2 Journal of Inequalities and Applications are rare Our aim is to give the existence of positive solutions for problem (P), and give the asymptotic behavior of positive solutions near boundary ... one positive solution, and uλ is increasing with respect to λ 6 Journal of Inequalities and Applications Asymptotic behavior of positive solutions In...

Ngày tải lên: 22/06/2014, 18:20