your credit score your money and whats at stake phần 2 potx
your credit score your money and whats at stake phần 2 potx
... your score was your score, period.” Credit Scoring’s Use for Noncredit Decisions I mentioned earlier that your landlord or employer might check your credit and your credit score when evaluating your ... possi- bility that you won’t pay your bills. Credit scores are handy for lenders, but they can have enormous repercussions for your wallet, your future, and...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 3 potx
... dramatically as scores drop: Figure 2. 2 Your risk of default CHAPTER 2HOW CREDIT SCORING WORKS 29 100% 80% 60% 40% 20 % 0% 80% 70% 51% 31% 14% 5% 2% 1% Rate of credit delinquencies Delinquency Rates ... Are Calculated Like FICO scores, VantageScores are calculated using the information in your credit reports. The factors considered are similar your payment history, your ba...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 10 potx
... limitations, 111-113 using credit properly, 120 - 122 divorces, 183 factors that affect credit scores, 22 matching resources to, 85-86 paying on time, 50-54 reducing, 55-58, 86-87 reducing what you ... 11 potential unfairness, 11- 12 cost of, 3-5 factors that affect, 21 age of accounts, 23 applications for credit, 23 debt, 22 payment histories, 21 types of credit, 24 goo...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 5 pdf
... inquiries generated when you check your own reports and scores. Where you can hurt yourself is if you ask a lender to check your score. When a lender pulls your credit, it generates what’s known ... such statements attached to your credit file. Unfortunately, the credit- scoring formula can’t read at least not in the traditional sense. It calculates scores based on how items...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 6 pptx
... who’ve only been late once in the past 12 or 24 months. Again, you’ll need to make 1 02 YOUR CREDIT SCORE From the Library of Melissa Wong ptg • What fees are involved? Legitimate credit counselors ... bureau company line that you can’t legally remove true, negative infor- mation from your credit report. I admit that I used to parrot that line myself, 108 YOUR CREDIT SCORE...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 7 docx
... be vigilant about monitor- ing and protecting your credit. 128 YOUR CREDIT SCORE From the Library of Melissa Wong ptg State Statutes of Limitations in Years State Oral Written Promissory Open Agreements ... Hurt Your Credit Score For years, a quirk in the credit- reporting process meant that paying old debts could actually hurt your credit. When the creditor or collect...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 8 pptx
... workers 25 and older. If you meet those criteria and aren’t getting statements, you should call the SSA immediately at 1-800-7 72- 121 3 to request the latest copy and make sure your contact information ... properly sharing this information. So after you call Equifax at 800- 525 - 628 5, Experian at 888-397-37 42, or TransUnion at 800- 680- 728 9, make sure to pull your rep...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 9 pot
... Records Loss Ratio None 73.8% 1 96.5% 2 104 .2% 3 or more 114.1% …with delinquencies… Account Status Loss Ratio No lates 72. 2% At least one late 92. 3% and with debt utilization, or how ... liens, and judgments can seriously affect your score. • 30 percent of your insurance score is based on your credit uti- lization, which is roughly the same percentage that your...
Ngày tải lên: 10/08/2014, 11:21
CHẤN THƯƠNG CỘT SỐNG VÀ TỦY SỐNG (SPINE AND SPINAL CORD TRAUMA) - Phần 2 potx
... gây nên bại liệt cơ hoành và một sự CHẤN THƯƠNG CỘT SỐNG VÀ TỦY SỐNG (SPINE AND SPINAL CORD TRAUMA) Phần 2 21 / MÔ TẢ 3 LOẠI GÃY ĐỐT SỐNG TRỤC ( ODONTOID FRACTURE) - Gãy đốt sống trục ... dépendance ventilatoire). Trong những thương tổn tủy vùng cổ ở phần thấp C4-C7 và vùng ngực ở phần cao, hoạt động cơ hoành được bảo tồn cho phép một sự tự trị thông khí (une autonomie vent...
Ngày tải lên: 13/07/2014, 16:20
DISTRIBUTED AND PARALLEL SYSTEMSCLUSTER AND GRID COMPUTING 2005 phần 2 potx
... discovery, location and selection according to module requirements. RM composes a number of candidate schedules that are estimated using specified cost model and resource state information and predictions, ... de Laat, C. T., and Vasunin, D. (20 03). VLAM-G: A Grid-based Virtual Laboratory. Future Generation Computer Systems, 19 (2) :20 9 21 7. [Buyya et al., 20 01] Buyya, R., Branso...
Ngày tải lên: 08/08/2014, 23:21