... Flow Free of Debt $ 52, 6 72 Less: Ownership Salary מ 35,000Cash Flow for Investment Return $ 17,6 72 Less: Contingency/Working Capital מ 5,6 72 Annual Discretionary Cash $ 12, 000Times Five Years ... Flow Free of Debt $ 52, 6 72 Less: Ownership Salary מ 35,000Cash Flow for Investment Return $ 17,6 72 Return on Investment:$ 75,000ס 30% $25 0,000Return on Pretax Equity:$ 17,6 72 ס 35%$ 50,000Not ... off. My companion book, ABasic Guide for Buying and Selling a Company, does go into technicaldetail for those of you who want more information. You cannot move a 20 0-ton stone with a wee stick....