Rich in America Secrets to Creating and Preserving Wealth PHẦN 10 pps

... every firm in the personal planning business is involved in financial planning: Brokers, RIAs, and banks and trust companies are joined by accountants, lawyers, and insur- ance agents. Financial ... Americans, 92–94 concentrated stock positions. See Concentrated stock positions creating and preserving wealth, 50–53 264 Index 10 Index Maurer 6/20/03 5:28 PM Page 264 239 U.S...

Ngày tải lên: 06/08/2014, 20:22

... Data: Maurer, Jeffrey S. Rich in America : secrets to creating and preserving wealth / Jeffrey S. Maurer. p. cm. Published simultaneously in Canada. ISBN: 0-471-44548-7 (cloth) 1. Finance, Personal—United ... allocation. (Buy and hold means that you buy a stock, hold onto it for years, and sell it at a much higher price. By buying and holding, you enjoy the increase...

Ngày tải lên: 06/08/2014, 20:22

... days many financial planners are becoming wealth managers and are being paid to design, implement, and supervise. Those with complicated and fluid finances might want to consider getting together ... of financial planning. What Financial Planning Is What does financial planning mean? It means analyzing your current financial situation to develop a plan to meet your short- and...

Ngày tải lên: 06/08/2014, 20:22

... difference between creating wealth and investing wealth. People began to believe that the quickest and easiest road to creating wealth was to speculate in the stock market and reap great rewards. ... 4:57 PM Page 64 Creating and Preserving Wealth by Investing The art and science of investing are evolving—the conventional wis- dom of the past decade is not nec...

Ngày tải lên: 06/08/2014, 20:22

... of investing in equities. If you know you’re not going to be able to stand the downswings of certain investments, you should be prepared to forego the wild up- swings as well. There’s nothing ... $10, 000 can be invested in a fund that may own stock in up to a hundred companies or more, instead of sitting in just one or two stocks or bonds. A multitude of funds are available...

Ngày tải lên: 06/08/2014, 20:22

... concen- trated stock, and reinvest the proceeds into the index. Over a period of perhaps three to five years, all the stock will be sold and the proceeds invested in your customized portfolio. In the ... to future years to offset gains in those years. So mixing and matching capital gains and losses are favorite pastimes of investors planning their taxes between Thanks- giv...

Ngày tải lên: 06/08/2014, 20:22

... giving, and it obviously doesn’t involve money. And we no longer live in an era where volunteering means addressing, stuffing, and licking envelopes. Interesting and innovative projects abound in Taxes ... your outstanding debts and funeral expenses, and can be sufficient to provide an income stream so that family members can maintain the standard of living to which they’v...

Ngày tải lên: 06/08/2014, 20:22

... uninsurable or being put into an underwriting class that is “rated,” meaning the insurance will be very expensive (in comparison to the better underwriting categories). As part of your life insurance ... straightforward. When you buy a car, you also buy insurance for it—the process is ingrained into our heads at a young age. And unlike other kinds of insurance, automobile insurance is us...

Ngày tải lên: 06/08/2014, 20:22

... consideration in selecting a plan. Other considerations are flexibility in making contri- butions, costs involved in establishing and maintaining the plan, annual filing requirements, and withdrawal ... carefully examined. Some of the key factors to consider in making this decision include: • How much time you have until you begin taking the money out, and how long you expect...

Ngày tải lên: 06/08/2014, 20:22

... tax applies to transfers of property directly to a grandchild as well as to transfers from a trust to a grandchild. This tax is imposed in addition to any estate and gift 206 Rich in America 06 ... having to pay any fed- eral estate tax. This amount will increase incrementally until it reaches $3.5 million in 2009. 5. The Federal estate tax will be eliminated in 2 01...

Ngày tải lên: 06/08/2014, 20:22