... division of roles, 55,234 n. 4goals of budget management, 85–9head of the house and the housewife, 49– 56 how money is managed in, 49– 56 income and behaviour, 62 –9income expectations, 66 –7joint ... theory of money, 219–28location, choice of, 137–8location theory, 138Lonely Crowd, The, 23longitudinal studies, 62 –3, 66 luxuriesdurable goods as, 125and thrift, 76 macroeconomics, and psychology, 211–28major ... preferences, 56 62 major purchases, 61 , 78managing deposit money, 55 6 money management by professionand income groups, 52non-cash payments, 56 non-core family members, 63 –4rationality and the householdbudget,...