... present value$20, 972 ,350$12,000,1 27 $7, 592,3 17 Cumulative net present value$20, 972 ,350$32, 972 , 477 $40,564 ,79 4Average net present value$ 419.45$ 659.45$ 811.30 Page 171 tomers didn't ... parts and display the results.A model is a powerful tool for ranking customers or prospects. Figure 7. 5 shows the expected active rate, average risk index, and three-year presentFigure 7. 5 ... < 50 then risk_ adj = 1.01; else if infd_ag2 < 60 then risk_ adj = 0.89; else risk_ adj = 0 .75 ; end; else if marital = 'S' then do; if infd_ag2 < 40 then risk_ adj = 1.06;...