... Application (sample), 144 47 United Nations, 103 VA mortgages, 30–31, 118, 1 24 Variable-rate financing, 46 179GLOSSARYabstract of title A compilation of the recorded documents relating to a ... for a portion of the rent to be 186GLOSSARYunsecured loan A loan without collateral. A credit card is an example of a loan without collateral. Also known as a “signature” loan. VA loan A ... seller makes a guarantee or warranty that title is marketable and will defend all claims against it. wraparound mortgage A mortgage that is subordinate to and incorporates the terms of an underlying...