... From Mom $50 ,000.0 $50 ,000.0House Price $300,000.0 $600,000.0% Downpayment 15. 0% 2.0%Downpayment Amount $ 45, 000.0 $12,000.0Loan Amount $ 255 ,000.0 $58 8,000.0Starting Equity Value $ 45, 000.0 ... way to riches, and he’ll be frozen in his middle-class existence!”The ABCs of Risky Finance • 27Figure 2.1040200989694929088868482807876747270686664626 058 5 654 52 15 10 5 0 5 Year over Year ... accel-eration of wages and general prices. In each case, an investmentboom and an associated asset market ran to improbable heights and then collapsed. From 19 45 to 19 85 there was no recession...