... fall dramatically over the past decade. 42 • Microfinance for Bankers and Investors Challenge 3: Managing Informality Risk Bankers have traditionally mistaken informality for risk, using it as a criterion to ... with capable information systems and immediate follow-up of every late payment. Another troublesome aspect of informality for bankers is lack of docu- mentation an...
Ngày tải lên: 20/06/2014, 20:20
... December 31, 20 08 Source: ACCION International, data provided by Banco Pichincha. 1 62 • Microfinance for Bankers and Investors of quantitative, objective indicators (people and products) and qualitative, ... Microfinance for Bankers and Investors The partnership between ICICI and Spandana Sphoorty Innovative Financial Services demonstrates the dramatic effect of the mo...
Ngày tải lên: 20/06/2014, 20:20
Microfinance for Bankers and Investors_8 docx
... $2. 25 million. 23 Both Share and Spandana had been very highly leveraged and urgently needed equity to qualify for more debt for expansion. Indian nonbank finance companies like SKS, Share, and ... sale,” rather than collateralized lending, and may have been the first true sale of microfinance receivables in the world. 22 24 2 • Microfinance for Bankers and Investors Case...
Ngày tải lên: 20/06/2014, 20:20
Microfinance for Bankers and Investors_1 ppt
... Goes to Schools 26 6 Triodos Bank and the Global Reporting Initiative 27 2 Acknowledgments 27 9 Endnotes 28 1 References 29 9 Index 317 vi • Contents 2 WHO SERVES THE BOP MARKET AND WHO DOESN’T? I n ... competition.” 5 They argue that when new demand is created, with few contestants for market share, profitable and rapid growth Introduction • xv MICROFINANCE for BANKERS...
Ngày tải lên: 20/06/2014, 20:20
Microfinance for Bankers and Investors_7 pdf
... accounts, totaling $ 123 mil- lion, in 20 02, to 12 million accounts ($4 billion) in June 20 07. Profits for the insurance company increased to $ 12. 6 million in 20 05. 20 Expansion and New Channels of ... the formal-banking sector (27 percent versus 21 percent in 20 05), and it has earned a return on assets between 2. 9 and 4.5 percent since the fourth quarter of 20 03. 18...
Ngày tải lên: 20/06/2014, 20:20
Microfinance for Bankers and Investors_9 pot
... Barclays Bank PLC in July 20 05. 9. “Absa Leads in Online Banking,” Fin24, May 7, 20 03, www.fin24.com. 10. “AllPay Followed Tender Process,” Fin24, August 22 , 20 03, www.fin24.com. 11. Sasha Planting, ... Stanley, March 27 , 20 07. 7. Xavier Reille and Gautam Ivatury, “Foreign Investment in Microfinance: Debt and Equity from Quasi-Commercial Investors, ” CGAP Focus Note 25 , Januar...
Ngày tải lên: 20/06/2014, 20:20
Intellectual Property for Managers and Investors doc
... allowed Intellectual Property for Managers and Investors A Guide to Evaluating, Protecting and Exploiting IP Steven J. Frank 2 Intellectual Property for Managers and Investors Do the manufacturer’s ... mech- anism for disseminating technology,andthe notion of sharing innovation with ix 28 Intellectual Property for Managers and Investors Trial and Appeal Time Frame...
Ngày tải lên: 16/03/2014, 12:20
Handbook of Residue Analytical Methods for Agrochemicals VOLUME 1 and VOLUME 2 doc
... stock solutions 1 322 Mixed internal standard solution 1 322 Apparatus 1 322 Sampling and preparation 1 323 Procedure 1 323 Sample setup 1 323 Determination 1 323 Evaluation 1 324 Method 1 324 Recoveries, ... Leimkuehler and Kimberly S. Billesbach 1 320 Introduction 1 320 Outline of method 1 321 Reagents and standards 1 321 Native standards 1 321 Internal standards 1 321...
Ngày tải lên: 17/03/2014, 02:20
General theory on accounting for payroll and salary deductions.doc
... insurancce fund 2 1 .2. 3.Trade fees 2 2.Payroll funds and payroll regulations 3 2. 1.Payroll funds 3 2. 2. Salary system 4 2. 2.1.Salary by hours 4 2. 2 .2. Salary by product 5 2. 2.3.Other types ... 4.617.798.074 13.47.567 103.3 92. 547.430 2. 411.788.691 47.064.710.688 20 0 6.893.704.500 18. 720 .000 105.760.439.633 2. 453.641.967 52. 923 .136 .23 1 21 0 7 ....
Ngày tải lên: 25/10/2012, 16:12
English for Tourism and Hospitality 2
... please? A: 8869 6719 9908 6683 2. A: 0003 0078 22 78 3308 B: Would you mind saying that again please? C: 0003 0078 22 78 3308 3. A: 5 526 4671 98 02 88 92 B: I’m sorry, I didn’t hear you. ... 88 92 4. The Chant Practise saying this chant out loud. Could you repeat, Could you repeat, Could you repeat that please? Oh -2 double 6? Or Oh -2 double 3? Answers: 2....
Ngày tải lên: 05/11/2012, 09:52