Trade-concentration and its impact on commerce and traders of a Mexican city

... bigger constraint on loan growth at small banks than at large banks (Genay; Jaraytne and Morgan; Kashyap and Stein, 1995 and 2000). 13 Ten years earlier, borrowings were 3 percent of domestic assets ... relationship with the firm. Large banking organizations may be reluctant to engage in such rela- tionship-based lending because they have a comparative advantage in more impersona...

Ngày tải lên: 16/02/2014, 11:20

... transaction costs over traditional forms of banking characterized by reliance on land collat- eral and a large amount of paperwork. This perceived cost advantage can al- low innovative rural ... econometric analysis of the determinants of households’ access to and participation in informal and formal credit markets, as well as the mar- ginal impacts of access to formal cre...

Ngày tải lên: 16/02/2014, 03:20

... gathering or hunting naturally available plants, animals and wood. Each stage in the evolution of human society (the development of farming, domestication of animals, harnessing of wind and water ... changes in carbon dioxide.In some ways carbon dioxide cannot be classified as an air pollutant as it is reasonably abundant in the natural atmosphere (0.03%), and it is a basic pr...

Ngày tải lên: 21/03/2014, 22:02

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Ngày tải lên: 23/03/2014, 05:22

... food and bev- erage intake, host defense and com- munication. Persistent xerostomia and salivary dysfunction can pro- duce significant and permanent oral and pharyngeal disorders and can impair a ... ©2007 American Dental Association. All rights reserved. forms. Patients with primary SS have salivary and lacrimal gland involvement, with an asso- ciated decreased production of...

Ngày tải lên: 14/03/2014, 20:20

... AFTA, ASEAN- CER, ASEAN-India, ASEAN-China, ASEAN-Japan, ASEAN-Korea, ASEAN+3, ASEAN+4, ASEAN+6 and China-Japan-Korea. Percentage change in welfare (or welfare per capita) and change in GDP and ... Indonesia, Malaysia, Philippines, Thailand Other ASEAN Brunei, Cambodia, Lao PDR, Myanmar China China and Hong Kong Japan Japan Korea Korea Taiwan Taiwan Australia Australia United...

Ngày tải lên: 09/04/2014, 00:24

... Kinetic and biochemical analyses on the reaction mechanism of a bacterial ATP-citrate lyase Tadayoshi Kanao, Toshiaki Fukui, Haruyuki Atomi and Tadayuki Imanaka Department of Synthetic Chemistry and ... products, AclA (a subunit) and AclB (b subunit). By comparing the primary structures of AclA and AclB with that of the mammalian enzyme, we found that AclA and AclB Co...

Ngày tải lên: 08/03/2014, 22:20

... Economy, Social, Culture, and even its education system. There is a mutual correlation between education and globalization, reflecting how globalization impacts education , and how education ... rate of tertiary educated workers is high particularly in Central America and the Caribbean, South Eastern Asian countries and Western and Eastern Africa • Brain drain (emigratio...

Ngày tải lên: 23/04/2013, 11:16