... and Lovell (1997), Wheelock and Wilson (2001), and Berger et al. (1987), ignores other key components of a business strategy, which might result in false classifications and wrong conclusions. ... translog cost function and derived share equations is used for estimation 11purposes, and this flexible system of equations allows for variable RTS and non-neutral technical change. Statistical ... factor productivity changes of these domestic banks by decomposing them into scale effects, 7 technical change, technical efficiency change and change induced by bank characteristics and...