... plaintiff’s injuries resulted in extreme levels of pain, suffering, anguish, distress, and the like), resulting in a drop of 67 percent or more in total award size. In oneinstance, the final ... $708,000 in 1995, $729,000 in 1996, $746,000 in 1997,$757,000 in 1998, and $774,000 in 1999.If the MICRA cap had been indexed for inflation since 1975, the savings to de-fendants in the five ... reflected in lower premium levels and a healthier insurance industry.Critics of proposals that contain limits on awards and fees similar to those con-tained in MICRA claim that they result in inadequate...