... variance of the loan/depositportfolio. However, corporate loan dollarization is also of interest. In fact,as our data set shows, it is sizeable and generally higher than household loandollarization. ... direction of the movements of loan and deposit dollarization and of interest rate differentials as φ and F change are very robust across differentparameterizations of the model. Movements in margins, however, ... parametrization of the model. More precisely, they depend on the amount of funds compared to deposits17, and on the degree of monopoly power of banks 18compared with how much banks care about...