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Segmenting the markets for savings among the poor across countries potx

Segmenting the markets for savings among the poor across countries potx

Segmenting the markets for savings among the poor across countries potx

... Implications for donor strategies to scale up the savings of the poor The Mzansi takeup confirms that there is strong demand among the poor for a convenient, accessible and relatively affordable ... banks?”, available at www.wsbi.org. v3.0 1 Segmenting the markets for savings among the poor across countries Report prepared for the Bill and Melinda Gates Foundation By Bankable ... demonstrates the strong desire for appropriate formal products among those who have never banked before. Attitudes towards savings differentiate those among the poor who adopted the product as their...
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Báo cáo khoa học: The F13 residue is critical for interaction among the coat protein subunits of papaya mosaic virus doc

Báo cáo khoa học: The F13 residue is critical for interaction among the coat protein subunits of papaya mosaic virus doc

... by fusing foreign pep-tides to the surface of the virus. Alignment of the N-terminus of the PVX CP with the PapMV CPrevealed that the PVX CP harbors an extension of20 amino acids in the N-terminus ... supplied by the authors. Any queries (otherthan missing material) should be directed to the corre-sponding author for the article.F13 critical for interaction among the CP subunits M. E. Laliberte´Gagne´et ... acids is sufficient to generate the monomeric form of the CP. Furthermore, we have shown that residue F13is critical for self-assembly of the CP subunits into NLPs. The replacementof F13 with hydrophobic...
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Tài liệu The Development of the Feeling for Nature in the Middle Ages and Modern Times doc

Tài liệu The Development of the Feeling for Nature in the Middle Ages and Modern Times doc

... spreadbefore the eye, when the sun, gilding the top of the Alps, scatters the sea of vapours which undulates below!Through the receding vale the theatre of a whole world rises to the view! ... sunbeams wither in the dimmer skies, O'er the young ears the sand and pebbles drift:So the war rages, and the furious forces The air with smoke bespread, the field with corses. The vineyard ... it fills the hills and valleyswith its voice. The night is stooping to the west, the day is rising from the east, the morning red is leapingfrom the clouds, the sun looks through. The moon...
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Towards a safer use of the Internet for children in the EU – a parents’ perspective ppt

Towards a safer use of the Internet for children in the EU – a parents’ perspective ppt

... fathers, older parents, the more educated ones, employees and the self-employed were the most likely to answer that their child used the Internet: 78% of fathers said their child used the ... in regard to the younger children: for parents answering questions about their 6-10 year-old, the values were 81% for parents and 60% for children. However, for the older groups there were no ... existed, with the same countries appearing at the top and bottom of the ranking in both cases, some of the central European countries now scored lower than the eastern European countries: ...
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Tài liệu Informal Savings of the Poor : Prospects for Financial Inclusion doc

Tài liệu Informal Savings of the Poor : Prospects for Financial Inclusion doc

... receive. From the income received, they have the tendency to save for future. On account of seasonality, the savings motive of the poor is irregular. The poor prefer informal savings which ... of the formal financial system. Tapping the informal saving of the poor and using these resources for development is necessary. Designing deposit products appropriate to the needs of the poor, ... formal saving by households, corporate savings and public savings with the formal financial system. Beyond this, there is a scope from household savings of the poor who are still outside the...
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Flavor enhancement as a tool for increasing pleasantness and intakeof a snack product among the elderly

Flavor enhancement as a tool for increasing pleasantness and intakeof a snack product among the elderly

... subjects. Therefore, whether the preference for the stronger flavor was due to compen-sation for loss of smell remains unknown. In the presentstudy, no connection between poor olfactory performanceand ... recommend the snack. The young outperformed the elderly in the olfactory test. The heightened aromasamples were initially rated as less pleasant by both age groups, but among the elderly, the ratings ... althoughinitially they preferred the strong tea. During the exposure,they also consumed more of the weaker tea than the strongerone. In our study, the intake of neither of the two sampleschanged...
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Postal Savings and the Provision of Financial Services: Policy Issues and Asian Experiences in the Use of the Postal Infrastructure for Savings Mobilization pdf

Postal Savings and the Provision of Financial Services: Policy Issues and Asian Experiences in the Use of the Postal Infrastructure for Savings Mobilization pdf

... immediate gains from the sale of a postbank at the expense of long-term benefits topostal savings operations and the posts. For example, before the auction sale of the postal savings bank to BAWAG ... ING Barings is also the fifty per cent owner of the Netherlands Post. With the Postbank and the Netherlands Post under the sameownership, the two institutions can again tap the syner-gies possible ... of the foreign indebtedness of the Chinese and Ottoman empires, and, using its new postal savings system as a foundation, the Japanese State wasable to forswear all foreign borrowing for the...
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Dairy Farms for the Future: Diversifying farms to expand direct markets for milk products docx

Dairy Farms for the Future: Diversifying farms to expand direct markets for milk products docx

... andGardeners Association, is a part of the research done for the Dairy Farms for the Future project. The authors thank the Department for getting this project underway, and the many chefs, retailers, distributors, ... Some farmers grow theirfarmstands or their “from the farm” marketing into a large business, but the keyingredients—location and willingness to market—are the same as for the otherdirect market ... almostdouble the price paid to farmers for milk sold in bulk. The minimum retail pricewas $40.45 for those farmers selling directly to consumers.Please see the pricing section of the Survey Results for...
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Check Your English Vocabulary for Living in the UK.pdf

Check Your English Vocabulary for Living in the UK.pdf

... entit____.20. Inc____ is another word for the money that people receive for working. The money that they spendis known as expen____.21. For some people, the money that they earn for doing a job is less ... Oxfam The Queen's Head The Red Cross Remembrance Day The Royal Regatta The Red Lion The Rose and Crown The RSPCA Saint Valentine's Day Save the Children Silverstone Stonehenge The Sun The ... politicians from the second largest political party in the 34 across. 33. The peaerkS is the person in the 34 across who is in charge of political debates.34. The sHeuo of mosmCon is the part of...
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Báo cáo khoa học:

Báo cáo khoa học: "Veterinary decision making in relation to metritis - a qualitative approach to understand the background for variation and bias in veterinary medical records"

... motiva-tion.At the level of the individual cow, the veterinariansseemed to base their treatment decisions on the cow'scharacteristics. They focussed generally on the practicaluse of the score ... metritis scale in all herds), they were generallyfocussed on the importance of generating data for validepidemiological analyses across herds. They would there-fore both score metritis and ... collection of the data in and of itself as the basis for taking relevant actionat the farm. They may skip the process of systematic anal-ysis of data and give advice based on their immediate...
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