... your account to cover items that would cause a check to bounce—you’ll receive a positivetradeline for your credit report. As part of credit report terminology, a tradeline isany credit account ... Maintaining Good Credit 28 Credit Reports and Credit Reporting AgenciesYour credit report is a listing of the information in your credit record. Your credit report includes:❚Your name, date of birth, ... don’t have any of these, you can use a state-issued identity card, passport,or permanent resident card.▲Stay on Course Types of AccountsChecking Account: If you open this type of account, you...