... In the recent past in Africa, no distinction was made of the roles of the post as the mail provider, as owner of the post office network, or as operator of the postal financial services. There ... (monopoly) service offered by the state. The services are liability based, with the intention of excluding individual credit-risk assessment at the post offices. The growing interest from the posts and ... state-owned. In most cases, there is one owner only (the state), but in the case of the Tanzania Postal Bank there are three state shareholders, including the Post. About 50 percent of the postal financial...