... Central Bank Working Paper Series For a complete list of Working Papers published by the ECB, please visit the ECB’s website (http :// www.ecb.europa.eu).1041 “An economic capital integrating credit ... of financial innovation (including the use of creditderivatives, banks have been able to originate new loans and sell them on to the market, thereby obtaining additional liquidity and relaxing ... mimeo. Kishan R.P. and Opiela T.P. (2000), Bank Size, Bank Capital and the Bank Lending Channel”, Journal of Money, Credit and Banking, Vol. 32, No. 1, pp. 121-41. Loutskina E. and Strahan P.E....