CREDIT-BASED INSURANCE SCORES: IMPACTS ON CONSUMERS OF AUTOMOBILE INSURANCE pot
... Director, Division of Consumer Protection, Bureau of Economics (Jan. 30, 2006) (on file with FTC). CREDIT-BASED INSURANCE SCORES: IMPACTS ON CONSUMERS OF AUTOMOBILE INSURANCE ... information about credit history in the form of credit-based insurance scores to make decisions whether to offer insurance to consumers, and, if so, at what price. B...
Ngày tải lên: 22/03/2014, 20:20
... focused on increasing the affordability and range of options that are available to consumers and the quality of credit counseling. For example, conditioning creditor contributions on agencies’ ... demonstrate the benefits of education and counseling, not only to consumers, but also to creditors. To this end, NFCC commissioned a study on the longer-term benefits of credit co...
Ngày tải lên: 06/03/2014, 08:20
... classifies a-bimodule extensions of a by J/J 2 . The class of the extension in (1.1.4) may be viewed as a noncommutative version of Kodaira-Spencer class. ON DEFORMATIONS OF ASSOCIATIVE ALGEBRAS 535 We ... ) Annals of Mathematics On deformations of associative algebras By Roman Bezrukavnikov and Victor Ginzburg* Annals of Mathematics, 166 (2007), 533–548 On def...
Ngày tải lên: 15/03/2014, 09:20
A study on group discussion and its impacts on speaking ability of the non major students at the post elementary level in military science academy
... also conducted as the further confirmation of the collected results from the experiment. The questionnaire includes closed questions, rating scale and free responses. This kind of questionnaire ... through interactional modifications. Following the argument of Long, investigations of non-native speaker/non-native speaker (NNS/NNS) interactions have received attention in recent yea...
Ngày tải lên: 07/09/2013, 13:02
Slide a study on group discussion and its impacts on speaking ability of the non major students at the post elementary level in military science academy
... mixed proficiency level students - Include the subjects of both male and female in class Conclusions and Suggestions Conclusions and Suggestions A study on group discussion A study on group ... group discussion A study on group discussion and its impacts on speaking and its impacts on speaking ability of the non-major ability of the non-major students at the po...
Ngày tải lên: 29/01/2014, 10:33
Tài liệu Báo cáo " Assessment of climate change impacts on flooding in the downstream of the Dong Nai River " pptx
... Journal of Science, Earth Sciences 27 (2011) 25-31 25 Assessment of climate change impacts on flooding in the downstream of the Dong Nai River Tran Hong Thai* Vietnam Institute of Meteorology, ... investigate the impacts of climate change on flooding in Sai Gon – Dong Nai river basin. The software is integrated from the hydraulic mathematical models, material conser...
Ngày tải lên: 13/02/2014, 12:20
Tài liệu The Transformation of Banking and Its Impact on Consumers and Small Businesses docx
... CITY there were few synergies on either the production or the consumption side (Ferguson). Another reason for doubting that financial integration will have a big impact on consumers is that, thanks ... the supply of credit to many good risks, hurting the local economy. One reason for the concern is that the megabanks created by consol- idation tend to have long lines of managerial c...
Ngày tải lên: 16/02/2014, 11:20
Báo cáo "Development of cooperative research on assessment of climate change impacts on water resources of Vietnam-China transboundary river basins " doc
... 3. The instability of flow from China disturbs the operation of structures in exploitation and utilisation of water as well as usual status of ecosystem, downstream of Hong river system. ... station in 2009. T.H. Thai, L.T. Anh / VNU Journal of Science, Earth Sciences 26 (2010) 218-223 221 One significant expressions of climate change impacts on water resource in up...
Ngày tải lên: 05/03/2014, 16:20
Báo cáo "Assessment of climate change impacts on water resources in Hong-Thai Binh river basin " pdf
... the influence of flow regime of international rivers [2], a system of reservoirs and irrigation structures serving diverse purposes, such as of water supply, irrigation, flood control and hydropower ... planning of socio- economic development of the region, of each provinces and of each sector [4,6,7]; (ii) climate change scenarios [1]. The main criteria considered choosin...
Ngày tải lên: 05/03/2014, 16:20
Business water footprint accounting: A tool to assess how production of goods and services impacts on freshwater resources worldwide pdf
... sustainability impacts of business on society, especially of multinational corporations (OECD, 2001). The sustainability concept is determined by three components: a social, economic, and environmental one ... performance is not only measured in terms of shareholder value but also in terms of the long-term continuity value of business to communities. In the ongoing debate on...
Ngày tải lên: 06/03/2014, 21:20