... Usage-Based Products Gain Advantage,” Insurance Telematics, December 2011, http://www .insurance- telematics.com/topics/insurances/moodys-auto-insurers- offering-usage-based-products-gain-advantage/1 3-9 70.htm. ... http://www.celent.com/reports/telematics-based -insurance- has-its-time-nally-arrived. 10 Mike Hales, Joe Reifel, Gang Xu and Andrew Beebe, Insurance Telematics: The Game Changer,” A.T. Kearney, March 2010, http://www .insurance- telematics.com/topics/insurances /insurance- ... http://www.isuppli.com/automotive-infotainment-and-telematics/marketwatch/pages/us-continues-to-lead-oem-telematics-market.aspx. 5 Cheryl Kaften, “By 2017, Most PEVs Will 'Get the Show on the Road'...