THE EURO AREA BANK LENDING SURVEY - JANUARY 2012 - docx

THE EURO AREA BANK LENDING SURVEY - JANUARY 2012 - docx

THE EURO AREA BANK LENDING SURVEY - JANUARY 2012 - docx

... 100% 100% 100% 100% 100% 100% Net percentage -1 9% -2 1% -1 6% -1 4% -1 9% -2 1% -1 1% -1 0% -2 2% -2 7% Diffusion index -1 0% -1 1% -8 % -8 % -1 1% -1 0% -6 % -5 % -1 1% -1 5% Mean 2.79 2.78 2.84 2.85 2.79 2.79 2.87 ... 100% 100% 100% 100% 100% 100% 100% Net percentage -8 % -5 % -3 % -7 % -3 % -2 % -4 % -4 %...

Ngày tải lên: 15/03/2014, 09:20

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Working PaPer SerieS no 1160 / FeBrUarY 2010: evidence For SUrveY maTTerS The eUro area Bank lending emPirical crediT and oUTPUT groWTh pptx

Working PaPer SerieS no 1160 / FeBrUarY 2010: evidence For SUrveY maTTerS The eUro area Bank lending emPirical crediT and oUTPUT groWTh pptx

... t-4 -0 .20 0.65 Margins on riskier loans t-4 -0 .55 1.30 Non interest rate charges t-4 -0 .40 0.66 Collateral requirements t-4 -1 .74 2.49 ** Maturity t-4 -0 .97 2.40 ** Loan-to-value ratio t-4 -0 .93 1.99 ... spread t-4 -3 .44 0.52 -3 .03 -0 .16 0.72 -1 .32 -0 .97 -1 .22 -0 .86 -0 .23 -0 .57 2.36 ** 3.85 *** 2.96 *** 1.06 1.47 1.39 0.72 0.43 0.96...

Ngày tải lên: 15/03/2014, 10:20

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Working PaPer SerieS no 1150 / January 2010: Do bank loanS anD creDit StanDarDS have an effect on outPut? a Panel aPProach for the euro area doc

Working PaPer SerieS no 1150 / January 2010: Do bank loanS anD creDit StanDarDS have an effect on outPut? a Panel aPProach for the euro area doc

... example, by the end of 2007 bank loans to the private sector 7 In the euro area banking sector balance sheet, deposits taken from the non-…nancial sector con- stitute aroun d one-third of total ... cross-Atlantic di¤erences in the banking and …nancial structures a¤ecting the preconditions underlying the existence of a bank lending channel (i.e. the non-substitutabili...

Ngày tải lên: 15/03/2014, 10:20

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WORKING PAPER SERIES NO. 580 / JANUARY 2006: BANK INTEREST RATE PASS-THROUGH IN THE EURO AREA A CROSS COUNTRY COMPARISON ppt

WORKING PAPER SERIES NO. 580 / JANUARY 2006: BANK INTEREST RATE PASS-THROUGH IN THE EURO AREA A CROSS COUNTRY COMPARISON ppt

... + /- - Banks’ excess liquidity - - Diversification (non-interest income) + /- + Banks’ excess capital - - Share of deposit funding - - Loan demand (GDP growth, house prices) + /- + /- The ... deposits -2 .47 (0.01) -2 .37 (0.01) -1 .77 (0.04) -2 .39 (0.01) -2 .65 (0.00) -1 .67 (0.05) Time deposits -2 .63 (0.00) -2 .31...

Ngày tải lên: 22/03/2014, 23:20

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Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

... Residual DE (-1 ) -0 .003 -1 .56 -0 .003 ** -2 .07 -0 .001 -0 .23 Residual ES (-1 ) -0 .006 *** -2 .80 -0 .003 -0 .86 -0 .000 -0 .03 Residual FR (-1 ) -0 .006 *** -3 .45 -0 .004 *** -3 .25 -0 .003 -0 .44 Residual ... ES (-1 ) -0 .005 -1 .51 -0 .010 ** -2 .13 -0 .006 ** -2 .03 Residual FR (-1 ) -0 ....

Ngày tải lên: 15/02/2014, 05:20

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Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx

Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx

... sample of short- and long-term lending and deposit rates offered by banks in the euro area and Belgium. 3.2.2.1 Euro area The analysis of the euro area includes both deposit and lending rates. ... 200 7-0 7 from 199 7-0 1 to 201 1-0 2 from 199 7-0 1 to 200 7-0 7 from 199 7-0 1 to 201 1-0 2 from 199 7-0 1 to 200 7-0 7 from 199 7...

Ngày tải lên: 15/02/2014, 05:20

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OccasiOnal Pa Per series nO 133 / aPril 2012: sHaDOW BanKinG in THe eUrO area an OVerVieW pptx

OccasiOnal Pa Per series nO 133 / aPril 2012: sHaDOW BanKinG in THe eUrO area an OVerVieW pptx

... behaviour? 4.1 EVALUATING THE SIZE OF SHADOW BANKING IN THE EURO AREA Before analysing the euro area, it is worth looking at the United States, where rich fl ow- of-funds data enable a better ... 133 April 2012 4 ASSESSING “SHADOW BANKING” IN THE EURO AREA: A SNAPSHOT In the euro area, the combination of the data sources mentioned in Box 1 enables us to...

Ngày tải lên: 06/03/2014, 09:22

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WORKING PAPER NO. 136 RETAIL BANK INTEREST RATE PASS-THROUGH: NEW EVIDENCE AT THE EURO AREA LEVEL docx

WORKING PAPER NO. 136 RETAIL BANK INTEREST RATE PASS-THROUGH: NEW EVIDENCE AT THE EURO AREA LEVEL docx

... determining the level of bank lending rates: the lower the maturity the higher the level of the bank lending rate. This is noteworthy since the yield curve is generally positively sloped. However, the ... unsecured lending than for secured lending. In sum, the pass-through process clearly differs across retail bank interest rates in the euro area. The...

Ngày tải lên: 15/03/2014, 14:20

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The Relationship Between Bank and Interbank Interest Rates during the Financial Crisis: Empirical Results for the Euro Area pptx

The Relationship Between Bank and Interbank Interest Rates during the Financial Crisis: Empirical Results for the Euro Area pptx

... 70.27* -3 .95 -3 .69* -3 .85* 3 123.80 3.96 -2 .20 -1 .83 -2 .05 3 212.01 8.07 -3 .96* -3 .60 -3 .81 4 125.56 3.20 -2 .15 -1 .68 -1 .96 4 212.31 0.55 -3 .89 -3 .42 -3 .70 5 ... 73.25* -3 .45 -3 .19* -3 .35* 3 247.60 6.68 -4 .67 -4 .31 -4 .52 3 187.70 9.40 -3 .47* -3 .11 -3 .33 4 251.35 6.83...

Ngày tải lên: 22/03/2014, 23:20

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Temi di discussione: An empirical analysis of national differences in the retail bank interest rates of the euro area doc

Temi di discussione: An empirical analysis of national differences in the retail bank interest rates of the euro area doc

... (2004). 29 The euro area bank customers are different even if the ongoing integration process in the euro area real economy has progressively increased the similarities between them. Similar ... regress the 14 bank interest rates of each euro area country analyzed in the previous sections on matrices of their determinants. The matrices X i,t and Z i, t in...

Ngày tải lên: 29/03/2014, 13:20

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