THE EURO AREA BANK LENDING SURVEY - JANUARY 2012 - docx

... 100% 100% 100% 100% 100% 100%Net percentage -1 9% -2 1% -1 6% -1 4% -1 9% -2 1% -1 1% -1 0% -2 2% -2 7%Diffusion index -1 0% -1 1% -8 % -8 % -1 1% -1 0% -6 % -5 % -1 1% -1 5%Mean 2.79 2.78 2.84 2.85 2.79 2.79 2.87 ... 100% 100% 100% 100% 100% 100% 100%Net percentage -8 % -5 % -3 % -7 % -3 % -2 % -4 % -4 % -4 % 0%Diffusion index -4 % -4 % -2 % -5 % -1 % -3 % -2 % -3 % -2 % -2 %Mean 2.92 2.92 2.97 2.91 2.99 2.95 2.97 2.95 2.96 ... other banks -3 % 1% -2 % 1% 3.04 2.97 0.33 0.43 -2 % -1 % -1 % 0% 3.03 2.99 0.26 0.37 -3 % -1 % -1 % 0% 3.03 2.99 0.20 0.44Competition from non-banks 1% -1 % 1% 0% 2.99 2.98 0.13 0.33 -1 % -1 % -1 % 0% 3.02...

Working PaPer SerieS no 1160 / FeBrUarY 2010: evidence For SUrveY maTTerS The eUro area Bank lending emPirical crediT and oUTPUT groWTh pptx

... t-4 -0 .200.65Margins on riskier loans t-4 -0 .551.30Non interest rate charges t-4 -0 .400.66Collateral requirements t-4 -1 .742.49 **Maturity t-4 -0 .972.40 **Loan-to-value ratio t-4 -0 .931.99 ... spreadt-4 -3 .44 0.52 -3 .03 -0 .16 0.72 -1 .32 -0 .97 -1 .22 -0 .86 -0 .23 -0 .572.36 ** 3.85 *** 2.96 *** 1.06 1.47 1.39 0.72 0.43 0.96Implied stock market volatilityt-4 -0 .08 0.08 -0 .17 -0 .28 0.63 ... *0.51 ** 0.53 *** -0 .310.14 -0 .55 ***0.27 -2 -0 .84 *** -0 .36 *0.66 *** 0.67 *** -0 .63 ***0.15 -0 .68 ***0.16 -1 -0 .68 *** 0.020.76 *** 0.76 *** -0 .66 ***0.25 -0 .77 ***0.120 -0 .45 ** 0.38...

Working PaPer SerieS no 1150 / January 2010: Do bank loanS anD creDit StanDarDS have an effect on outPut? a Panel aPProach for the euro area doc

... example, by the end of 2007 bank loans to the private sector7In the euro area banking sector balance sheet, deposits taken from the non-…nancial sector con-stitute aroun d one-third of total ... cross-Atlantic di¤erences in the banking and …nancial structuresa¤ecting the preconditions underlying the existence of a bank lending channel (i.e. the non-substitutability of bank deposits and the ... that US banks cannot perfectly substitute deposits.In other words, the …rst precon dition of a bank lending channel appear to be ful…lledboth in the US and in the euro area. Therefore, the di¤erence...

WORKING PAPER SERIES NO. 580 / JANUARY 2006: BANK INTEREST RATE PASS-THROUGH IN THE EURO AREA A CROSS COUNTRY COMPARISON ppt

... + /- - Banks’ excess liquidity - - Diversification (non-interest income) + /- + Banks’ excess capital - - Share of deposit funding - - Loan demand (GDP growth, house prices) + /- + /- The ... deposits -2 .47 (0.01) -2 .37 (0.01) -1 .77 (0.04) -2 .39 (0.01) -2 .65 (0.00) -1 .67 (0.05) Time deposits -2 .63 (0.00) -2 .31 (0.01) -1 .28 (0.09) -3 .00 (0.00) -2 .88 (0.00) -2 .38 ... parentheses) Panel group mean panel ρ-statistic pp-statistic adf-statistic ρ-statistic pp-statistic adf-statistic Mortgage loans -4 .22 (0.00) -3 .34 (0.00) -2 .70 (0.00) -3 .45 (0.00) -3 .38...

Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

... Residual DE (-1 ) -0 .003 -1 .56 -0 .003 ** -2 .07 -0 .001 -0 .23 Residual ES (-1 ) -0 .006 *** -2 .80 -0 .003 -0 .86 -0 .000 -0 .03 Residual FR (-1 ) -0 .006 *** -3 .45 -0 .004 *** -3 .25 -0 .003 -0 .44 Residual ... ES (-1 ) -0 .005 -1 .51 -0 .010 ** -2 .13 -0 .006 ** -2 .03 Residual FR (-1 ) -0 .004 -1 .36 0.000 0.24 Residual IT (-1 ) -0 .004 -1 .33 -0 .007 -1 .41 -0 .009 ** -2 .33 Residual NL (-1 ) -0 .003 ** -2 .18 ... -0 .44 Residual IT (-1 ) -0 .006 ** -1 .96 -0 .004 * -1 .64 Residual NL (-1 ) -0 .004 -1 .63 -0 .000 -0 .10 Residual PT (-1 ) -0 .009 *** -3 .89 -0 .006 -1 .50 -0 .011 ** -2 .28 R-sq centred 0.19 0.03...

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Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx

... sample of short- and long-term lending and deposit rates offered by banks in the euro area and Belgium.3.2.2.1 Euro area The analysis of the euro area includes both deposit and lending rates. ... 200 7-0 7 from 199 7-0 1 to 201 1-0 2 from 199 7-0 1 to 200 7-0 7 from 199 7-0 1 to 201 1-0 2 from 199 7-0 1 to 200 7-0 7 from 199 7-0 1 to 201 1-0 2 from 199 7-0 1 to 200 7-0 7 from 199 7-0 1 ... interest 39Central bank rates, market rates and retail bank rates in the euro area in the Context of the reCent CrisisChart 10 LONG-TERM LENDING INTEREST RATES IN EURO AREA COUNTRIES(monthly...

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OccasiOnal Pa Per series nO 133 / aPril 2012: sHaDOW BanKinG in THe eUrO area an OVerVieW pptx

... behaviour?4.1 EVALUATING THE SIZE OF SHADOW BANKING IN THE EURO AREA Before analysing the euro area, it is worth looking at the United States, where rich ﬂ ow-of-funds data enable a better ... 133April 2012 4 ASSESSING “SHADOW BANKING” IN THE EURO AREA: A SNAPSHOT In the euro area, the combination of the data sources mentioned in Box 1 enables us to construct a proxy for shadow banking ... intermediaries undertaking banking activities (shadow banking) are nonetheless sizeable. However, an in-depth assessment of the activities of the shadow banking in the euro area (and in Europe) would...

WORKING PAPER NO. 136 RETAIL BANK INTEREST RATE PASS-THROUGH: NEW EVIDENCE AT THE EURO AREA LEVEL docx

... determining the level of bank lending rates: the lower the maturity the higher the level of the bank lending rate. This is noteworthy since the yield curve is generally positively sloped. However, the ... unsecured lending than for secured lending. In sum, the pass-through process clearly differs across retail bank interest rates in the euro area. The most notable sluggish retail bank rates are the ... be around 50%. The pass-through is higher in the longer term and notably for bank lending rates close to 100%. The most sticky retail bank interest rates in the euro area are the interest rates...

The Relationship Between Bank and Interbank Interest Rates during the Financial Crisis: Empirical Results for the Euro Area pptx

... 70.27* -3 .95 -3 .69* -3 .85* 3 123.80 3.96 -2 .20 -1 .83 -2 .05 3 212.01 8.07 -3 .96* -3 .60 -3 .81 4 125.56 3.20 -2 .15 -1 .68 -1 .96 4 212.31 0.55 -3 .89 -3 .42 -3 .70 5 ... 73.25* -3 .45 -3 .19* -3 .35* 3 247.60 6.68 -4 .67 -4 .31 -4 .52 3 187.70 9.40 -3 .47* -3 .11 -3 .33 4 251.35 6.83 -4 .67 -4 .20 -4 .48 4 190.52 5.13 -3 .45 -2 .98 -3 .26 5 ... amounts. On 8 October 2008, the ECB, the Federal Reserve, the Bank of England, the Bank of Canada, the Bank of Sweden and the Swiss National Bank, with the support of the Bank of Japan, have carried...

Temi di discussione: An empirical analysis of national differences in the retail bank interest rates of the euro area doc

... (2004). 29 The euro area bank customers are different even if the ongoing integration process in the euro area real economy has progressively increased the similarities between them. Similar ... regress the 14 bank interest rates of each euro area country analyzed in the previous sections on matrices of their determinants. The matrices Xi,t and Zi, t include the same covariates in the ... interest rates. The first sub-section concerns the demand side explanatory variables. The other two sub-sections refer to supply side explanatory variables: the first includes the bank operative...

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Từ khóa: weo downside scenario for increased bank and sovereign stress in the euro area euro area bank participation in global lending september 2011 shadow banking in the euro area a snapshot cross border spillovers from euro area bank deleveraging trade and financial linkages with the euro area potential impact of euro area bank deleveraging on growth output a panel approach for the euro area new evidence at the euro area level an empirical investigation for the euro area the euro area and hungarian cases during the financial turmoil rise in credit default swaps in the euro area background on the triennial central bank survey the effects of an intensified euro area crisis on various regions securitization bank lending and credit quality the case of spain description of the study area Nghiên cứu sự biến đổi một số cytokin ở bệnh nhân xơ cứng bì hệ thống Nghiên cứu sự hình thành lớp bảo vệ và khả năng chống ăn mòn của thép bền thời tiết trong điều kiện khí hậu nhiệt đới việt nam Một số giải pháp nâng cao chất lượng streaming thích ứng video trên nền giao thức HTTP Nghiên cứu vật liệu biến hóa (metamaterials) hấp thụ sóng điện tử ở vùng tần số THz Biện pháp quản lý hoạt động dạy hát xoan trong trường trung học cơ sở huyện lâm thao, phú thọ Giáo án Sinh học 11 bài 13: Thực hành phát hiện diệp lục và carôtenôit Giáo án Sinh học 11 bài 13: Thực hành phát hiện diệp lục và carôtenôit Phát triển mạng lưới kinh doanh nước sạch tại công ty TNHH một thành viên kinh doanh nước sạch quảng ninh Phát triển du lịch bền vững trên cơ sở bảo vệ môi trường tự nhiên vịnh hạ long Phát hiện xâm nhập dựa trên thuật toán k means Định tội danh từ thực tiễn huyện Cần Giuộc, tỉnh Long An (Luận văn thạc sĩ)Thiết kế và chế tạo mô hình biến tần (inverter) cho máy điều hòa không khí Chuong 2 nhận dạng rui ro Quản lý nợ xấu tại Agribank chi nhánh huyện Phù Yên, tỉnh Sơn La (Luận văn thạc sĩ)Giáo án Sinh học 11 bài 14: Thực hành phát hiện hô hấp ở thực vật Giáo án Sinh học 11 bài 14: Thực hành phát hiện hô hấp ở thực vật Trách nhiệm của người sử dụng lao động đối với lao động nữ theo pháp luật lao động Việt Nam từ thực tiễn các khu công nghiệp tại thành phố Hồ Chí Minh (Luận văn thạc sĩ)BÀI HOÀN CHỈNH TỔNG QUAN VỀ MẠNG XÃ HỘI HIỆU QUẢ CỦA MÔ HÌNH XỬ LÝ BÙN HOẠT TÍNH BẰNG KIỀM TÁI CHẾ NHỰA VÀ QUẢN LÝ CHẤT THẢI Ở HOA KỲ