Banks’ regulatory capital buffer and the business cycle: evidence for German savings and cooperative banks pot

... 2003 Savings Banks (low) Output Gap Cooperative Banks (low) Savings Banks (high) Cooperative Banks (high) Banks regulatory capital buffer and the business cycle: evidence for German savings and cooperative ... role in the behavior of banks capital buffers: if capital buffers were determined by loan demand only, the capital buffers of...

Ngày tải lên: 15/03/2014, 09:20

... on the one hand, and firm-specific wage arrangements, in the form of the wage cushion, on the other, are sensitive to the 18 business cycle. Cardoso and Portugal (2005) showed that in Portugal the ... stage, the regression model includes the year dummies and, in the second stage, the estimated coefficients of the year dummies are regressed on the cycle variable. Tab...

Ngày tải lên: 15/03/2014, 22:20

... rate scenario is the worst one for a bank? Evidence from a tracking bank approach for German savings and cooperative banks Christoph Memmel Discussion Paper Series 2: Banking and Financial Studies No ... and Financial Studies No 07/2008 Discussion Papers represent the authors’ personal opinions and do not necessarily reflect the views of the Deutsche Bundesbank o...

Ngày tải lên: 22/03/2014, 23:20

... output, and inflation. The reduction in inflation increases the real value of banks nominal assets and banks are therefore better off on impact. However, the fall in the demand for capital and the ... of capital, and firms therefore increase their demand for credit. These combined effects generate an increase in banks net worth as shown in Figure 3. As banks fi...

Ngày tải lên: 22/03/2014, 21:20

... lower affinity for both the substrate and the product. In the course of the catalytic cycle the conformation of the subunits alternates between two states in order to enable substrate binding and product ... to the Ser102 conformation and the nature of the metal ion bound to the M3 site [10]. The APaseP i structure displays an increased mobility of the active sit...

Ngày tải lên: 21/02/2014, 00:20

... branch in the t rees, and furthermore it will lead to the mutation of conserved motifs otherwise common to the sequence family to which the gene belonged at the time of endosymbiosis. The dissolution of ... each other. Homologues are found in eukaryotes, eubacteria and archaebacteria for both STKa (Fig. 2E) and for STKb (Fig. 2F). In the tree of the b subunits (Fig....

Ngày tải lên: 22/02/2014, 04:20

Ngày tải lên: 08/03/2014, 02:21

... to plan for and thereby make the transition to the next major technology, the smart phone, where not just basic design and manufacturing are important. Operating and other software, for example, ... their views have been largely swamped by the dominant neoclassical and Keynesian economic philosophies (Atkinson and Audretsch, 2008, p. 2). Beyond the Busine...

Ngày tải lên: 08/03/2014, 16:20

... it Herculean. The other guys were sandbagging for days, patrolling in the flood, with the snakes and rats. I was the only guy that didn’t get called out.” The newlyweds traveled all over the western and ... his grandfather in West Point, Warren could hear the background drone of the ravenous hoppers. At their worst, they consumed fence posts, the laundry on the clothe...

Ngày tải lên: 12/03/2014, 02:20