... offered to them, then the TOT estimate represents a 318 percentage point increase in savings level. Another way to interpret the TOT is by comparing with the control complier mean (CCM) the savings ... esti- mate the impact on the probability of increasing savings, and the probability of increasing savings by at least 20 percent. This enables a substantial increase in savings...
Ngày tải lên: 06/03/2014, 10:20
... card interest rates in the Philippines are currently among the highest in the world. The regulations for non-bank financial institutions do not impose any ceilings on the rate of interest, including ... Consumer credit in the Philippines Winecito L Tan 1 Retail banking in the Philippines is still nascent, with consumer loans accounting for only about 10% of...
Ngày tải lên: 22/03/2014, 17:20
From the Critics’ Corner: Logic Blending, Discursive Change and Authenticity in a Cultural Production System* potx
... that made the broader blending of market and aesthetic logics in the field of US symphony orchestras salient in the ASO context. The Music Critics and their Newspaper In our study, the music critics ... newspaper, acknowledging the expertise of the former and his opinion of the biases inherent in the latter: [The music critic] who(m) I think probably has a reasonabl...
Ngày tải lên: 30/03/2014, 16:20
Tài liệu Euphorion Being Studies of the Antique and the Mediaeval in the Renaissance - Vol. II pot
... sunshine of the evening, the noise of the streets, the looks of the crowd, the great minster rising half-finished in the midst of the town by the Rhine, the cries and noise and chipping of the masons; unconscious ... red in the lips and the rose in the hair; something to match which in beauty you must think of some rarely seen veined and jaspered rainy twil...
Ngày tải lên: 21/02/2014, 21:20
Tài liệu Guide to energy efficiency opportunitieS in the Canadian Brewing industry pot
... OPPORTUNITIES IN THE CANADIAN BREWING INDUSTRY Recommendation: e measure includes pulling control of all remaining evaporator coils into the PLC and implementing a fan cycling strategy (or 2-speed in the ... area of the hole P = pressure in the line at the hole T = temperature of the air in the line Savings are calculated using the formula: CS = P x L x HR x LF...
Ngày tải lên: 22/02/2014, 05:20
Elderly Health and Salaries in the Mexican Labor Market potx
... Although the main purpose of these estimations is for use in the second state regressions, these estimations are interesting in their own right. They are informative as to the factors which affect the ... of the independent variables used in the analysis. VII. DETERMINANTS OF HEALTH OF THE ELDERLY IN MEXICO In this section we evaluate the determinants of health, usin...
Ngày tải lên: 05/03/2014, 18:20
Sources in the Development of Mathematics pot
... subtracted from the next above, the remainder from the term then next above, and so on, to obtain the jya (sine) of the arc. So if r is the radius and s the arc, then the successive terms of the repeated ... more useful than the index in locating particular topics or questions .The preliminary remarks in each chapter provide some background on the origins and motiva...
Ngày tải lên: 05/03/2014, 22:21
America’s Challenges in the Greater Middle East potx
... vested interest in Iran. The United States has suffered from a serious decline in credibil- ity and respect in the Middle East. The history of U.S. involvement in the Middle East in the latter ... damage. The greater the threat, the greater is the risk of inaction—and the more compelling the case for taking anticipatory action to defend ourselves, even if unc...
Ngày tải lên: 06/03/2014, 06:22
Depositor trends in the Limehouse Savings Bank potx
... reflects the changing economic mix of East End industries, their growing economic activity and, I suggest, the confidence which they had in the savings bank to maintain their account independence ... asking them to release information about a woman’s account and the bank refused, citing the fact that the rules forbid the giving of information about depositors and their acco...
Ngày tải lên: 06/03/2014, 10:20