Credit at times of stress: Latin American lessons from the global financial crisis pot

... exports to GDP, the higher the mismatch ratio. This partly explains the relatively high mismatch ratios in a number of Latin American countries. In other words, the resilience of Latin American countries ... variability of credit. 17 We say that there is a signal of a credit boom if the rate of growth of real credit is above 22%. Graph 3 s hows separat...

Ngày tải lên: 06/03/2014, 08:20

... depreciation divided by the book value of assets, provides an estimate of the level of cash available to the firm at the time of the distress announcement. DRAWN CREDIT is the amount of credit ... unconfirmed rumors of financial problems. The second variable, CRISIS LENGTH, is the logarithm of the number of days between the date of a particular...

Ngày tải lên: 16/02/2014, 10:20

... in the slow exchange regime. The STD effect for sugar arose from the con- tribution of both the a and c sugar-binding sites because of the mixture of lactose and EW29Ch at a ratio of 100 : 1. At ... Struc- ture of b-Me-Gal and the relative degree of saturation of individual protons normalized to that of the H4 proton as determined from the 1D STD–NMR sp...

Ngày tải lên: 23/03/2014, 04:21

... Association of the United States Army, nearly 200 delegates and observers attended. e sym- posium resulted in the creation of the Family Action Committee. Following the symposium’s recommendation, ... end of the draft was certain when it became clear at market wages that there would be enough volunteers to man the force. What History Tells Us Since the time of the...

Ngày tải lên: 06/03/2014, 20:20

... large given the size of the population, perhaps the more impressive numbers relate to the growth in the proportion of the population using credit. For the past 35 years, federal policy in the U.S. ... encouraged the credit industry to make credit and other financial services available to a broader segment of the U.S. population. The result of these public...

Ngày tải lên: 29/03/2014, 07:20

Ngày tải lên: 18/02/2014, 05:20

... remainder of the game. 47 The newspaper columnists of the Northern Plains readily agreed that many of the African American players were stars. They generally ignored the fact,however,that, in terms of ... 1873 and 1901 with data obtained from the original enumeration sheets of The Tenth Census of the United States, 1880”; The Twelfth Census of the United St...

Ngày tải lên: 21/02/2014, 06:20

... improve their performance—that’s why they play. Sharing the golfing experience with others while trying to improve their own game is what the game is all about. Why can’t some of the same factors that ... your plane leaves the gate. It is used to refer to the practice of delivering the products the customer has ordered just when he needs them. The term audit is not only u...

Ngày tải lên: 22/02/2014, 08:20

... complicated patterns of multiple cancers at a young age • paternal history of breast cancer (two or more relatives on the father’s side of the family). 1.3.2.2 Women who do not meet the criteria ... patterns of multiple cancers at a young age • very strong paternal history (four relatives diagnosed at younger than 60 years of age on the father’s side of the fa...

Ngày tải lên: 15/03/2014, 00:20

... suggests the involvement of various protein phosphatases in the negative regulation of these systems. Accumulating evidence indicates that three families of protein phosphatases, namely the Ser/Thr phosphatases, ... hosphatases. In t his article, we first review the roles of protein phosphatases in the regulation of yeast SAPK pathways, then fo cus on the properties of...

Ngày tải lên: 17/03/2014, 23:20