Tài liệu Savings Bank Accounts- Interest Rate Deregulation docx

... standards and most of the domestic lending products. Savings Bank Accounts- Interest Rate Deregulation 10  Should savings deposit interest rate be deregulated completely or in a phased manner, ... ashish@math.iitb.ac.in Savings Bank Accounts- Interest Rate Deregulation 2 I. Introduction 1. As on March 2009, the scheduled commercial ban...

Ngày tải lên: 16/02/2014, 12:20

... payment. iii) Interest Interest on Savings Bank accounts opened under the scheme shall be paid at the rates applicable for ordinary Savings Bank accounts and in the same manner. Interest on ... overdraft in Savings Bank should be incorporated in the General Ledger under “ Overdraft in Savings Bank - Code No. 4123” on the Asset side. 15.4 REPORTING OF OVERDRAFTS IN...

Ngày tải lên: 16/02/2014, 11:20

... the countries, interest rates on savings bank accounts are set by the commercial banks based on market interest rates. Most countries in Asia experimented with interest rate deregulation to ... 56. In sum, deregulation of savings deposit interest rates has both pros and cons. Savings deposit interest rate cannot be regulated for all times to come when all other i...

Ngày tải lên: 15/02/2014, 05:20

... variation in the actual interest rate exposure of a sample of more than 1,000 German banks. Another method consists in inferring the banks’ interest rate risk exposure from the banks’ stock returns ... the ratio of the bank s interest rate exposure to the interest rate risk exposure of the bond portfolio, i.e. k i (t)= BV P i (t) BV P S . (11) If the same exposure to interes...

Ngày tải lên: 16/02/2014, 06:20

... deregulated interest rate environment and the reduction in interest rates on Government’s small savings schemes in the recent period, there is an apparent case for deregulation of interest rates on savings ... nominal rate. 3. Nominal rate of interest and some remarks The declared net profit of scheduled commercial banks for 2005-06 stood at Rs. 24,592 crore. While deci...

Ngày tải lên: 22/03/2014, 21:20

... A. (2007). Savings bank accounts- &apos ;interest& apos;ing issues. http://www.math.iitb.ac.in/~ashish/workshop/SBrate.pdf 3. Das, A. (2011). Savings Bank Accounts- Interest Rate Deregulation. ... Rational Savings Bank Deposit Interest Rate in India 10 37. In the process of SB deposit interest rate deregulation, RBI could meaningfully discover the floo...

Ngày tải lên: 29/03/2014, 09:20

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Ngày tải lên: 18/02/2014, 04:20

... for the annual interest rate, we therefore need to multiply the quarterly interest rate by four. Hence, if we had used an annual interest rate, the coefficient for the interest rate difference ... 1 e t v + ∆ is the expected depreciation rate from period t to t+1, i t is the domestic interest rate and i t * is the foreign interest rate. Hence, an interest rate...

Ngày tải lên: 15/02/2014, 05:20

... Bank, the deposit rate is banks’ marginal investment rate. The deposit rate is thus Norges Bank s key rate. The overnight lending rate has limited monetary policy significance. The interest rate ... by banks on their own initiative. • Deposit rate: Interest rate on intraday deposits in Norges Bank. The deposit rate is Norges Bank s key rate, and forms the floor for sho...

Ngày tải lên: 15/02/2014, 06:20