Tài liệu On the Importance of Prior Relationships in Bank Loans to Retail Customers docx

... of the limit of the credit line. 11 The data set not only contains information on the checking accounts that loan applicants hold at the savings banks, but also on their assets and prior ... the importance of retail consumers’ banking relationships for loan defaults using a unique, comprehensive dataset of over one million loans by savings banks in Ge...

Ngày tải lên: 16/02/2014, 06:20

... card customers that monitoring and thus the availability of information on the changes in customer behavior result in an advantage to relationship banking. Our paper differs from theirs along ... many of the existing customers have been customers of the savings banks for a substantial period of time. For example, 47.6% of the loan applicants have been cu...

Ngày tải lên: 22/03/2014, 21:20

... the line just as they supported one another while in it. In the second week in August the first Canadian division came out of the salient into the training area preparatory to going down to the ... down from the clouds coming home to roost until they were within 100 feet of the ground, just clearing the house tops as they dropped into their nesting ground on...

Ngày tải lên: 17/02/2014, 22:20

... of Becker (1981) and others that these connections are best understood as arising from the way decisions to maintain life and to initiate it respond to economic conditions. Similarly, poor countries ... about the levels of these variables? As in the original model, this information is implicit in the marginal productivity condition for capital, eq. (19). In the origi...

Ngày tải lên: 20/02/2014, 20:20

... been mainly the safekeeping of the money and the earning of interest. For many of those who are unable to assess the strength and sustainability of the financial institution to pay back their ... World Bank commissioned a study to look at the reform and private-sector participation options. The main findings pointed out that there was no investor appetite in...

Ngày tải lên: 15/03/2014, 10:20

... end of the session to the other TCP entity. The FIN bit is set to the value one or turned- on.  The window size, sometimes just called the window, is the number of bytes the sending station has in ... used together, IP depends on TCP to handle flow control and sequencing. However, in some cases, a connectionless protocol will implement one or two of the...

Ngày tải lên: 22/12/2013, 11:17

... SLM? Phát biểu của Erika STYGER Ngân Hàng Thế GiớI, Washington DC 1. Lời giới thiệu Hơn 1 tỷ người trong đó 2/3 là phụ nữ sống trong tình trạng cực nghèo với chưa đầy 1 USD một ngày (OECD ... Vì vậy các khía cạnh về con nguời và tổ chức xã hội rất quan trọng để đạt được lợi ích kinh tế lâu dài và quản lý bền vững tài nguyên thiên nhiên. Module 2 Session 1: Issue Notes (E. STY...

Ngày tải lên: 16/01/2014, 21:20

... factors in the success of the process and the advances made in KM in relation to innovation. These include the main factors in the firm’s strategic change that the implementation of such a strategy involves, ... wide-ranging one, involving the obtaining of knowledge from the existing organization, the combining of informa- tion, data or previous experience a...

Ngày tải lên: 24/01/2014, 00:20

Ngày tải lên: 18/02/2014, 11:20

Ngày tải lên: 18/02/2014, 11:20