... fees, there are hidden costs. It takes a lot of time to gather all the data needed to prepare your own taxes. My firm, on the other hand, already has this information on file, and we know the ... Read the texts that follow. A word or phrase is missing in some of the sentences. Four answer choices are given below each of the sentences. Select the best answer to complete the text. Then ... heard the news this morning about your transfer. I was sad to learn that you will be moving to the Yokohama warehouse. It seems like half of the staff is leaving for one reason or another....